Advice please. Where do I stand (Fairly Long)

phild145

Hi

Been a while since I posted but want some advice

I am due to make my 60th payment on the 1st September. However I had some bonus payments which were not paid at the time.

I came to an agreement with Payplan to pay these in four payments from October to January.

Recently they asked for an revised income and expenditure sheet. As i explained to them my income etc has not changed at the moment but I should have a pay rise from the 1st August but we never find out what it is until we are paid which will be the 30th August. I am fine with paying extra that may be required with the September payment.

What I am wondering is will I be expected to pay my normal monthly payment until January or just the amount we agreed to clear the arrears.

Here are copies of 2 emails confirming the arrangment agreed

1st

Dear Philip

Thanks for your reply – I will await your payslips. As discussed, I will spread the £189.94 arrears over your May 2012 to September 2013 payments which represents an extra £11.17 per month. Please amend your standing order as from May to £201.11 per month – let me know if you need me to send you a new standing order mandate.

With regard to the additional payment of £740.79 and putting it to the end of your term, I will let you know as soon as I have spoken with the Insolvency Practitioner.

Kind regards
Joanna Smith
Case Officer

2nd email
Dear Philip,

I tried calling today to let you know I have been to the Insolvency Practitioner and he has advised we are ok to put the outstanding additional payment of £740.49 to the end of your term. As you current IVA payments are £201.11 per month (as from May), we could look at clearing the £740.49 by putting four payments of £185.12 to the end – please confirm if you are happy to do this.

Just so you are aware, you have an additional payment of £140.86 due from a review of your September 2011 to March 2012 payslips.

Kind regards
Joanna Smith
Case Officer

Hope someone is able to assist

Thanks