2nd Car NCD

micchung

can anyone help?

currently i have 5 years NCD on my car. i am about to get a second car.
Does the 2nd car policy have 0 years NCD. or is it 5 years NCD too?

I will probably have 2 seperate insurances with different companies (as the first car insurance is not due for another 4 months) or it better to combine both insurance policy with one company? cancelling the current policy and losing another years NCD?


thanks

mic

b33r

you can only use the NCD with one other policy.

However if you insure both with direct line they let you use it on both and youll save 10% (2 cars same address) and in my experience they are the cheapest anyway.

jennifernil

It can be cheaper to have 2 cars with 2 different insurers. I would go with whoever is cheapest now for the new car, then ask them to quote for your other car when it comes up for renewal. Shop around too. Even if you go for both cars with the same insurer there is no need for the renewal dates to be the same. You should get at least an extra 5% off for having 2 cars with the same insurer.