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Can I claim I miss sold on Level term Assurance with critical illness benefit
DavePower
Posts: 14 Forumite
I n August of 2001 my wife and I were sold the above.
Subsequently my wife had a RTA and suffered a fractured spine a few years after that I suffered a minor heart attack.
Both these claims were dismissed by HSBC as not critical with little or no investigation.
Do I have grounds for a complaint with critical illness?
Has anyone claimed against critical illness.
Many thanks,,
Subsequently my wife had a RTA and suffered a fractured spine a few years after that I suffered a minor heart attack.
Both these claims were dismissed by HSBC as not critical with little or no investigation.
Do I have grounds for a complaint with critical illness?
Has anyone claimed against critical illness.
Many thanks,,
0
Comments
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You have grounds for complaint if these were classed as critical illnesses in your policy. You don't if they weren't.Non me fac calcitrare tuum culi0
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Do I have grounds for a complaint with critical illness?
No mis-sale complaint. However, if you think they handled the claim wrong then you may have had a complaint. Although you may now be barred from complaint on that.Has anyone claimed against critical illness.
Yes. Loads of people claim on the policies. Statistically, you are more likely to suffer a claimable event on a CI policy then you are a life assurance policy.
You have not been mis-sold though.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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