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Will opening bank accounts damage my credit rating?
kkid
Posts: 144 Forumite
I have found a way that I can make some money by opening a few bank accounts via interest and other bank bonuses.
However, will the fact that I am opening bank accounts make it so that I will not be able to open more?
I so far have a HSBC current account which I have held for about 9 years (My main bank account at the moment, maybe to be closed eventually as it is interestless)
Just opened a nationwide account (A current account to be used as a savings account)
May want to open a Halifax account soon (They give a £5 monthly bonus)
Want to open a student account (For the overdraft if I ever need it)
The minimum I need is the 3 (Not having the Halifax) but as I would open Halifax before my student account, I don't want to be in the situation where opening a Halifax means I can't get a student account as I want the student account more.
However, will the fact that I am opening bank accounts make it so that I will not be able to open more?
I so far have a HSBC current account which I have held for about 9 years (My main bank account at the moment, maybe to be closed eventually as it is interestless)
Just opened a nationwide account (A current account to be used as a savings account)
May want to open a Halifax account soon (They give a £5 monthly bonus)
Want to open a student account (For the overdraft if I ever need it)
The minimum I need is the 3 (Not having the Halifax) but as I would open Halifax before my student account, I don't want to be in the situation where opening a Halifax means I can't get a student account as I want the student account more.
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