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Advice needed for despondent youngster!
Comments
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Whinge, whinge, whinge whinge - all within a ludicrously, pointlessly long post. Jeez0
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Hi there.
A word about 'soft searches'. They are not always that accurate.
I believe they use Call Credit to search your files. Call Credit have been down grading credit scores since 2008! For example: On Experian and Equifax l score over 900 out of 1000. On Call Credit it is only 565!
I did a soft search in April for a RBS card. the search said l had a 1/10 chance of being accepted, so l didn't apply. Two weeks later l applied and got the card.
Call Credit are being overly cautious. So don't just accept their verdict. Check with Experian and Equifax to get an overall picture of your status.
Alex.0
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