Raised Aqua Credit Limit

JustinCredibleGillespie

I have been with Aqua since April this year, my initial limit was £250 and I've just rec'd a letter to say that my limit is increasing to £1050.



JCG

xx

The_Boss

JustinCredibleGillespie wrote: »

I have been with Aqua since April this year, my initial limit was £250 and I've just rec'd a letter to say that my limit is increasing to £1050.



JCG

xx

Lucky you. I have been with them since February and still have the initial inconvenient £250 limit.

JustinCredibleGillespie

I left a small balance on mine at the end of June. I owed £107 and paid £31 off the bill. I dunno if that has made any impact TB.

JCG

xx

The_Boss

JustinCredibleGillespie wrote: »

I left a small balance on mine at the end of June. I owed £107 and paid £31 off the bill. I dunno if that has made any impact TB.

JCG

xx

I was going to ask about how you used the card funnily enough! Did you also make several repayments throughout each other month instead of paying it in full as a one off each month? (Except June obviously).

interstellaflyer

I ave an Aqua card, I started on £500 limit it went up to £750 very quickly and was £1150 within a year, the Cap 1 card I took out 18 months earlier started with a £200 limit and nearly 4 years later is still at £200 which is annoying as I would rather use Cap1 than Aqua these days.

JustinCredibleGillespie

The_Boss wrote: »

I was going to ask about how you used the card funnily enough! Did you also make several repayments throughout each other month instead of paying it in full as a one off each month? (Except June obviously).

I just left a balance on it, however I have paid it off in full every month since. You should leave a small balance on it this month if you havent already paid it in full.

JCG

xx

izools

Well I've had the reward card for eight months now, never over limit, paid in full each month, always on time etc.

I turned over enough on the account to max out the £100 cashback within the first three months, yet still no limit uplift.

I'm sure it's simply because they don't want people on that card any more.

plumber2009

I applied for aqua and was shocked to be accepted due to a past insolvency in 2010.

Opened Aqua account Dec 2012 initial limit £250. Received increase to £600 in March/April 2013. No further increases at present.

This is the only credit card I hold.

Gromitt

plumber2009 wrote: »

I applied for aqua and was shocked to be accepted due to a past insolvency in 2010.

Opened Aqua account Dec 2012 initial limit £250. Received increase to £600 in March/April 2013. No further increases at present.

Meanwhile I have nothing but green ticks on my credit report, never had any problems, used the card for 12 months, never got a single increase from £500. After receiving my £100 loyalty payment I asked for a limit increase. They said they'd look into it. 2 weeks later letter arrived in the post saying "We are a responsible lender <blah blah>. You credit limit increase is denied.".