ex partner trying to claim back PPI on mortgage

pennie_field

Hi

will try to keep it as brief as possible but would like any advice possible please from you good people.

took out a joint mortgage with now ex partner in 2000, split up in 2008, he stopped paying his share of the mortgage then, came to an agreement 2011 about buying out his share all legal through solicitors, mortgage now in my name only.

Now he is trying to claim the PPI on the mortgage, I dont want to claim it back I have still another 15 years left to pay from buying out his share.the PPI in is only in my name.

Can he force me to claim ?
can he claim the years he was paying?

quite worried about if he can do anything to mess up my mortgage / ppi or finances again

thank you for reading and any advice will be very much appreciated

antrobus

pennie_field wrote: »

...Can he force me to claim ?

No.

pennie_field wrote: »

...can he claim the years he was paying?...

Well, he certainly can't claim for the years that you were paying.:)

Anyway I'd have thought that your ex would find it difficult to succeed with a claim that any mortgage PPI on your joint mortgage had been mis-sold back in 2000, if you told whoever had sold it you, that you were perfectly happy with the sale and had no complaint to make.

pennie_field

antrobus wrote: »

No.



Well, he certainly can't claim for the years that you were paying.:)

Anyway I'd have thought that your ex would find it difficult to succeed with a claim that any mortgage PPI on your joint mortgage had been mis-sold back in 2000, if you told whoever had sold it you, that you were perfectly happy with the sale and had no complaint to make.

thank you for the reply has made me feel a little better.

So you think there is no way he could claim back his share of the ppi for 7 or so years that were paid jointly

societys_child

He'd need a good reason why he believes it was miss-sold.

Most MPPI claims are rejected and if you were happy with the arrangement at the time I can't see his complaint going anywhere.

Who sold you the mortgage and PPI?

pennie_field

societys_child wrote: »

He'd need a good reason why he believes it was miss-sold.

Most MPPI claims are rejected and if you were happy with the arrangement at the time I can't see his complaint going anywhere.

Who sold you the mortgage and PPI?

was with the nationwide

_Andy_

"claim back" for what reasons, anyway?

-taff

pennie_field wrote: »

thank you for the reply has made me feel a little better.

So you think there is no way he could claim back his share of the ppi for 7 or so years that were paid jointly

He can certainly complain about it yes, but it depends on whether the company want your signature on the complaint too. If they don't , he can complain about his half yes.

dunstonh

It should also be noted that a complaint would also allow them to void the policy going forward as it would in effect be saying you dont want it.

If he puts a complaint in, all you need to do is say it wasnt missold and you are happy with it and your ex is just trying to generate a compensation payment. As most MPPI is rejected anyway and with you saying it wasnt mis-sold and you are happy with it, then he wont get anything and they wont cancel the policy.

meer53

pennie_field wrote: »

was with the nationwide

If i were you, i'd call Nationwide to let them know what he's preparing to do and ask them to make a note on your account.