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Best credit card for.....
acs_2
Posts: 165 Forumite
in Credit cards
spending a couple of grand and having 18 - 24 months to pay it off at 0% with the ability transfer the balance elsewhere if needs be.
Thanks.
Thanks.
To have integrity means that you don't agree with everyone you meet, nor do you succumb to pressure to be something that is in direct conflict with your core ethics.
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Comments
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Deleted_User wrote: »
Thanks.... Can you point me in the right direction where I can ask a couple of questions regarding the cards?To have integrity means that you don't agree with everyone you meet, nor do you succumb to pressure to be something that is in direct conflict with your core ethics.0 -
You can ask them on here.
Maximum 3 questions per customer though.
And I should have posted this link, The other was for BTs, not spending. http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards0 -
Deleted_User wrote: »You can ask them on here.
Maximum 3 questions per customer though.
And I should have posted this link, The other was for BTs, not spending. http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards
Great
Basically, Im looking to spend a bit of money on a credit card and when the bill comes I want to spread my repayments out over the lifetime of the card.
Eg, for ease of numbers. I want to spend £1000 and pay it off over say 18 months....£55.55/month...on a credit card that is offering 0% interest for 18 months.
Then, my understanding is that if i didnt pay the full balance within that 18 month period, id be liable for interest charges at whatever the APR is stated as.
Is my understanding here correct? or will I have additional financial penalties for spreading my repayments over 18 months?To have integrity means that you don't agree with everyone you meet, nor do you succumb to pressure to be something that is in direct conflict with your core ethics.0 -
You're correct. You need to make at least the minimum monthly payments each month. Anything left at the end of the period will attract interest at the 'go-to' rate.
No other fees unless you miss payments, go overlimit, etc.0 -
Deleted_User wrote: »You're correct. You need to make at least the minimum monthly payments each month. Anything left at the end of the period will attract interest at the 'go-to' rate.
No other fees unless you miss payments, go overlimit, etc.
Thankyou! is the aforementioned applicable to the Barclaycard one at 27 months on the link you provided.To have integrity means that you don't agree with everyone you meet, nor do you succumb to pressure to be something that is in direct conflict with your core ethics.0 -
Thankyou! is the aforementioned applicable to the Barclaycard one at 27 months on the link you provided.
Yes. The aforementioned is applicable to basically any credit card. Obviously if the credit card has a 0% rate then you won't pay anything other than your monthly repayments. I'd suggest you set it via direct debit so you don't forget.0 -
The bank will give the credit card with out interest.The income of the bank is only interest.:j0
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