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Driving without insurance

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  • Stooby2
    Stooby2 Posts: 1,195 Forumite
    edited 25 July 2013 at 12:20PM
    Red bits are my bits if it's not obvious.
    Iceweasel wrote:
    I can't quite my head around this.

    Driving with no insurance can be dealt with by an on the spot fine and 6 penalty points.

    But ..... very few folks have £200 in their pocket to actually pay 'on the spot'.

    It's not "on the spot - you have 28 days to pay the fine (not 21 as posted somewhere else)

    And their licence would need to be handed in too, if like 90% of the population it was not in his pocket.

    As stated, the licence and counterpart would then have to be produced at a police station within 7 days.

    I fear that father in law has possibly not done what he was supposed to do next.

    You're probably quite right there, I guess he niether paid the fine nor surrendered his licence.

    I would guess he's holding some info back, after having done a 'head in the sand' job - hoping the problem would go away.

    How would the police generally deal with this type of offence? - seize the car until the penalty is paid - and even then not give it back until proof of insurance was shown. Perhaps even destroy the vehicle if no action on the law-breakers side?

    I'm guessing what have said there was actually done - I'd be surprised if his car wasn't seized. You do have to produce a valid insurance to get your car back and most insurers won't allow people with driving other cars to claim a vehicle back (it's actually worded on my policy). So how he got his car back (if he did) is a mystery.
    I can't believe the penalty is so low for something so serious, Ithought it would warrant a custodial sentence, clearly I had no Idea

    I've been involved with the court service for about thirty years and I've seen numerous offences that were once treated seriously, get slowly downgraded and courts get more and more lenient as the offence appears before them more and more often. You'd once be looking at £500+ and possibly a disqualification for no insurance. In recent years I've seen people handed £50 fines in court, with no costs. At least the FPN system is a half decent fine.

    If only the courts would deal with non-payment seriously we'd get somewhere.
  • mattyprice4004
    mattyprice4004 Posts: 7,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think losing his job would be the wake up call he needs - with any luck anyway.

    Plenty of law abiding people out there looking for work.
    Best of luck sorting it out.
  • Aretnap
    Aretnap Posts: 5,761 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Stooby2 wrote: »
    It's not "on the spot - you have 28 days to pay the fine (not 21 as posted somewhere else)
    It's 21 days or such longer period as may be specified on the notice - law. 28 days applies to a conditional offer of a fixed penalty which is made after the event - usually by post.
  • Aretnap wrote: »
    It's 21 days or such longer period as may be specified on the notice - law. 28 days applies to a conditional offer of a fixed penalty which is made after the event - usually by post.

    Its 28 days on the ticket.
  • Stooby2
    Stooby2 Posts: 1,195 Forumite
    _Aretnap wrote:
    It's 21 days or such longer period as may be specified on the notice - law.

    The 21 days referred to in the act means that no further proceeding may be instituted with regards to the offence the ticket was issued for within that period. It has nothing to do with how long the person has to pay. Which is 28 days.
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