short term car insurance?

ali-t

I am going to be getting a lease car through work in a few months (hopefully will be in place by November at latest) but my car insurance on my own car runs out mid-September. I spoke to my own insurer (Sheilas wheels/esure) and they don't do temp insurance. If I stay with them I will have to pay cancellation charges etc.

I have also looked online at companies who specialise in short term insurance but wondered if these are best to use or whether to go with a mainstream company and accept that I will have lots of charges to pay when I cancel the policy when my lease car arrives. Does anyone know which is best to do?

If it makes any difference I have a clean licence and 9 years no claims.

Herzlos

If you need cover for about 2 months you're probably better taking out an annual policy and just taking the cancellation charge hit, but check out the penalties carefully first.

InsideInsurance

Does the lease include insurance?

If it doesn't then the other option is to renew your policy and then transfer it to the new car when you get it.

As to which is best, you have to do the numbers to work out. Remember that optional extras are not normally refundable after the cooling off period

ali-t

The lease includes everything. Its just bad timing that there is a 3 month lead in on the cars or I wouldn't have minded losing a months premiums.