Buying a car for a daughter on pcp.

Foxy-Stoat_3

Maybe do some insurance quotes on the new car your thinking of and an equivalent older car, just to see if there's much difference.

bargainbetty

My first car was £550. Knackered old Volvo, although the engine was brilliant. I clipped wheels cornering, reversed into a wall, and learned that bumpers are brilliantly useful when practicing reverse parking near lampposts.

Get her an old car to learn the bumps in, and put the money into an account that helps her save up for a better car for her 21st? When her insurance is affordable with a couple of years no claims (get protected NCB) under her belt?

dave5416

Thanks all but forgive me for ignoring all the people who wish to make out I'm a fool. I think the fools are those that dont look at ALL THE OPTIONS. This is a money saving forum. Those who just want to criticise should join a politics forum. Thanks to those who answered my question in the spirit it was asked.

27col

dave5416 wrote: »

Thanks all but forgive me for ignoring all the people who wish to make out I'm a fool. I think the fools are those that dont look at ALL THE OPTIONS. This is a money saving forum. Those who just want to criticise should join a politics forum. Thanks to those who answered my question in the spirit it was asked.

Seems peculiar comment to make. You have quite obviously not looked at all the options yourself. Because, if you had, you would see for yourself that what you have decided is a ridiculous choice.
Anyway, ignore all advice given and waste your money any way that you like.
Oh, and stop getting ratty just because you didn't get the replies that you were hoping for.
You obviously have more money than sense.

neilmcl

dave5416 wrote: »

Thanks all but forgive me for ignoring all the people who wish to make out I'm a fool. I think the fools are those that dont look at ALL THE OPTIONS. This is a money saving forum. Those who just want to criticise should join a politics forum. Thanks to those who answered my question in the spirit it was asked.

I don't think anyone was trying to make you out to be a fool or indeed criticising you. Shame you couldn't take the comments in the spirit they were made.

SeaSpray

Not everyone damages their car when they're young. I was driving a young Yaris when I passed my test and never damaged it in any way. Only you know how careful your daughter is. Though do consider that if the car gets damaged when on PCP she'll have to pay for proper repairs at the dealer, as she wouldn't 'own' the car.

GAZ237

dave5416 wrote: »

Thanks all but forgive me for ignoring all the people who wish to make out I'm a fool. I think the fools are those that dont look at ALL THE OPTIONS. This is a money saving forum. Those who just want to criticise should join a politics forum. Thanks to those who answered my question in the spirit it was asked.

Wow. That's some reply.

Yes this is a money saving advice forum. The majority of people here advised you that buying a new car is a waste of money (which it is).

The fact you state LOOK AT ALL THE OPTIONS. When clearly you have not. Added to the fact you clearly state you ignore other peoples opinions if they contradict yours.

Certainly makes you the FOOL.

Edit to add--I think the expression A FOOL and his money are easily parted, comes to mind.

Helm108

I'm going to buck the trend here, and actually recommend a new Aygo for your daughter (and no, I'm not a Toyota salesperson!).

I bought a brand new Aygo as my first car in April (I'm 23, new driver). I had a £500 deposit, and for the second-highest trim level, plus 3 years' service plan, I'm paying £180 a month for the finance (which is 0% with Toyota). It's been worth every penny, I feel so much better in a brand new car (with 5 years' warranty should anything break down). My twin sister bought a second-hand car for under £1000 as her first car and it was never out of the garage with problem after problem. She eventually sold it - and it went straight to the crusher - and bought a brand new Ford Ka. Economically, it was the better choice for her.

Obviously, there's no telling how prone (or not) your daughter is to having an accident. But at the end of the day, accidents happen to anyone, only the stats aren't in young drivers' favour. For all we know, your daughter could be the best driver in the world. I don't think the choice of car matters as much as some people (perhaps with a bias against young people on the road) want it to be.

If you want your daughter to actually get the experience on the road she needs (not sitting at home twiddling her thumbs because her banger broke down again), then buy the new car. She'll love driving it, you'll have peace of mind with the warranty, and your wallet won't be quietly sobbing.

Beachview_2

She would be more likely to be extra careful with a new car than someone might be with an old banger.

The first car I drove after passing my test was my Mum's Yaris, and it was new. I didn't have any accidents in it, or any scrapes. It could just depend on the individual driver, some people are always going to be more careful than others.

I would agree with Helm108 above about the Aygo being a great little car for a new driver Cheap to run and easy to drive, and park too

Beachview_2

As for a young driver damaging a car on PCP, sure anyone on a PCP package could have their car damaged, maybe in a car park by someone with a trolley or car door, or get keyed parked somewhere. Anyone on PCP has to think of those things anyway