Barclaycard

shaunnnny

Hey guys i had a barclaycard that was reporting 6 payments late for past five years, however I have now paid it off in full on the 28th June, but the problem I have now is this they have just updated the credit file to reflect this it now says 6 payments late and balance is £0 however the account is not showing as settled just still 6 payments late why haven't they marked it as settled on my experian file it says last delinquent 7/13 but it was paid in full on June 28th I don't know what is going on any help or ideas would be greatly appreciated

kellyt86

It could be that it hasn't updated fully yet.

I paid off my barclaycard and then a few weeks later some other debts, but my barclaycard took about 2 months to update to paid off and show a reduced credit limit.

Other creditors updated much quicker, even though paid off later.

So maybe barclaycard just take a long time to update CRAs? So just keep checking and hopefully will update soon.

izools

Yeah they will send another update through in early August - this should show the account as closed and settled.