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npower "Disconnection Notes"

I am in arrears with my nPower account (duel fuel) by about £360. This has mounted up since March's quarterly bill. I pay online with my debit card and don't have a pre-pay (rip off) meter (as it's against my tenancy agreement).

Their local agent has been writing ON THE FRONT of the envelope with warnings of disconnection (notice of applying for warrant etc). Obviously to get my attention but using BRIGHTLY COLORED HIGHLIGHTER PEN. My postbox is shared with other neighbours and I really think it is inappropriate to write my personal financial situation in a way other people can see.

As I do not live alone and am a carer for someone with mental health issues they find it VERY distressing when one of those handwritten "notes" saying we are "about to be disconnected" (when no court warrant has even been obtained). I feel it is a breach of my confidentiality.

Comments

  • SwanJon
    SwanJon Posts: 2,336 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Phone them, agree a repayment plan and stick to it.
    Does the person you are a carer for live with you? If they don't know this already, let them know.

    If not they will get the warrant and charge you to install a prepayment meter. It's your bill not your landlord's, so this line on a tenancy agreement is not enforceable - they will just swap one meter for another without damaging the property.

    PS - Prepay meters are the same as paying your bill when it arrives, not a rip off. They meay even be cheaper than NOT paying your bill when it arrives as you avoid the late charges.
  • macman
    macman Posts: 53,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    PPM's cost the same as Standard tariff on a credit meter.
    Notwithstanding your potential data protection complaint about 'brightly coloured marker pens' (which should be the subject of a separate complaint), the fact remains that unless you can agree a plan to clear your debt with the supplier, then a PPM will be fitted, whether voluntarily or not. Sending a collection agent round is not done until every other method has been tried: if that fails then the next step is to proceed to obtain a warrant, and then the costs escalate.
    So it does seem as though you're burying your head in the sand, and getting distracted by confidentiality issues is not going to solve your real issue.
    No free lunch, and no free laptop ;)
  • chanz4
    chanz4 Posts: 11,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Op my guess is your bills 3 months plus in arrears, so they will of delivered a rights of entry notice.

    The meter belongs to the supplier, so the landlords line is like me saying you have to pay me £10 to read this
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • I am in arrears with my nPower account (duel fuel)

    ............very droll :D
  • ExtraMask
    ExtraMask Posts: 71 Forumite
    Seventh Anniversary 10 Posts
    I am in arrears with my nPower account (duel fuel) by about £360.

    Setup an instalment plan of £30 per month to clear the balance over 12 months, arrange a payment plan to cover your ongoing usage.
    Their local agent has been writing ON THE FRONT of the envelope with warnings of disconnection (notice of applying for warrant etc). Obviously to get my attention but using BRIGHTLY COLORED HIGHLIGHTER PEN. My postbox is shared with other neighbours and I really think it is inappropriate to write my personal financial situation in a way other people can see.

    It's inappropriate that you're using energy and not paying for it, the rest of us have to. Also the landlord can't refuse a prepay meter, he doesn't own the meter.
  • Wail
    Wail Posts: 265 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    What your landlord can do is charge you for converting them back to Credit by discounting this from your deposit.
  • nPower
    nPower Posts: 1,319 Organisation Representative
    Part of the Furniture 1,000 Posts Combo Breaker
    I am in arrears with my nPower account (duel fuel) by about £360. This has mounted up since March's quarterly bill. I pay online with my debit card and don't have a pre-pay (rip off) meter (as it's against my tenancy agreement).

    Their local agent has been writing ON THE FRONT of the envelope with warnings of disconnection (notice of applying for warrant etc). Obviously to get my attention but using BRIGHTLY COLORED HIGHLIGHTER PEN. My postbox is shared with other neighbours and I really think it is inappropriate to write my personal financial situation in a way other people can see.

    As I do not live alone and am a carer for someone with mental health issues they find it VERY distressing when one of those handwritten "notes" saying we are "about to be disconnected" (when no court warrant has even been obtained). I feel it is a breach of my confidentiality.

    Hi salford_smile,

    Can I get this checked over for you? The letters shouldn't have any hand-written notes on the front of them.

    You can email me the details (address is on my profile page) so I can take a look.

    It may also be worth you speaking to us about setting up a payment plan on the account, which will stop any collection activity, and also our Energy Efficiency team, who can discuss ways to save energy with you.

    Best wishes,

    Adam :)
    Official Company Representative"
    I am the official company representative of nPower. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE.
    If we ask you to contact us, please do so using helpandsupport@npower.com - MSE Forum has temporarily allowed the display of our contact details in our signature due to a technical issue with our profile
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