Protection

Hello123_2

If I pay for flights deposit (£100) will this protect me for the full amount? Or do I have to pay in full on CC?
Thanks

Pmckeon

We have booked a package holiday and the balance is over £1000 to pay. I think if we pay, say £200, on our credit card and incur the 2% charge for doing so, I am right in saying that even if we pay the £800 on debit card, we are still covered if the holiday company goes bust. Am I correct?

[Deleted User]

You can pay any amount on a card and you get full protection on purchases between £100 and £30k.

Hello123_2

Deleted_User wrote: »

You can pay any amount on a card and you get full protection on purchases between £100 and £30k.

Sorry - don't understand?? So if I pay £100 out of the full balance will I be protected for the FULL balance??

Gromitt

Hello123 wrote: »

Sorry - don't understand?? So if I pay £100 out of the full balance will I be protected for the FULL balance??

You can put £1 on the CC and you'll be protected for the FULL balance, as long as what you were buying was at least £100.

Do remember the T&Cs of Section 75 however. It's not a replacement for insurance.

The_Boss

Are package holidays covered by this? Don't think they are.

Hominu

The_Boss wrote: »

Are package holidays covered by this? Don't think they are.

Yes, but only for the parts directly provided by them, so not the actual holiday (assuming they don't provide it themselves), flights (again), etc.

You may try and argue through the courts that the indirect payment should be covered, but it would be far easier to use ATOL protection in this case.

dalesrider

The_Boss wrote: »

Are package holidays covered by this? Don't think they are.

Yes they are.
But you have to be aware that, as they are covered by bonds such as ABTA. That while you can start a claim you will not get a payout till you get proof that any of the bonds are not going to pay out.