Natwest Timescale

Jessica29

WellKnownSid wrote: »

CHASE THEM NOW... Otherwise you'll be into conversations like 'oh yes, we wrote to you three weeks ago requesting a copy of your 10 metre swimming certificate'...

Ours took 8 weeks application to valuation - but we're a complex case.

They 'quoted' 6-8 weeks to completion. The reality is you need to keep on top of info requests, because paperwork does get lost / misplaced (ours did four times) and you may have to resend. Every time they ask for something it takes a day to get onto the system (or tell you it's not been received) and a further three days to be looked at...

Thanks Sid, I will get chasing...

Jessica29

swanny78 wrote: »

I have submitted via a broker on Tuesday 16th July. Too early to chase now of course by the builder has a deadline for 12th Aug exchange on contracts. I hope it does not take as long as you Jessica. My MA advised a week to 10 days before we would hear anything after submission.


Out of interest what documents were you asked to send. My MA asked for a whole load of stuff just in case.

Hi Swanny. We submitted directly to Natwest and were only asked to provide our last payslip, probably because we bank with them so didn't need to provide bank statements. Let me know how you get on!

Jessica29

Moonraker71 wrote: »

Hi, I'm using NatWest, here's my timeline:

10th June: Full application submitted
25th June: Valuation/Survey instructed
11th July: Valuation/Survey took place
18th July: Today! Received survey and notice that valuation is fine.

Am told that I should get my mortgage offer tomorrow, pending 'final checks', whatever they might be.

Thanks Moonraker. Can I ask when they took the valuation fee? They asked for my card details over the phone when we submitted our full application but it still hasn't been taken!

Jessica29

Madagascar wrote: »

Hi
Here is our timeline with natwest:
Full application 4th July
Valuation fees taken 16th July
Valuation booked 24th July

Although we do need to resubmit some documents as the adviser who certified the copies in the bank did not follow the correct procedure. I have rang Natwest a couple of times and found them helpful and they don't mind giving updates so would definitely give them a call

Thanks Madagascar. We sent out supporting documents (just electronic payslips so didn't need photocopying in branch) direct to the mortgage centre in Birmingham so hopefully that will speed things up. Interesting to see when your valuation fee came out...Ours still hasn't!