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Cashback CC Application

I just applied for a cashback CreditCard with Cap1 and it said a decision in 1 minute, after the form was filled out and submitted online it did the checks. Now come to a screen that says a team member will review my application... is this a bad thing or good that i didnt get declined straight away? I am already a customer with Cap1 but only have been for 2 months

TIA, Robert
£10 A Day In June £350.83/£300July £618.81/£310
FLEX Saver £3000.00/£5000 ASAP
REG Saver £355/£3000 this year
£2 Savers Club #174
Updated 04/11/2013

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's a referral. Better than a decline, not as good as a straight acceptance.
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    A referral could be for any reason. Normally something the automated computer can't figure out. It could also be that there is a delay in getting information from the credit reference agencies.
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