Getting my Tax bill down

100saving

Hello Everyone,

I wanted to see if anyone on here can help me.

I am a male working for a private company that supplies services to the NHS and I am looking for ways if there is any of cutting the amount of Tax I am paying.

I sent the letter to the tax office to claim back the £100ish for cleaning my work cloths at home as they have a company logo on and I can’t wash them at work.

Is there anything else I could do? I am paying 20% at the moment.

Thank you.

McKneff

You've got a bit confused I;m afraid.

You cant claim £100 back for washing your own Logo'd clothes.

No idea what the amount is this year but last year it was THE TAX only on £60 so you are likely to get £12 only (ie 20%) of £60.

Your tax code will be changed this year to reflect the £12 ish for this year.

There isn't any othe way to cut your tax down apart from putting money into a pension, unfortunately we all pay 20% tax so you are stuck with it, same as the rest of us.

Skint_yet_Again

As a basic rate PAYE employee there are not many ways of reducing your tax bill.

There are very few expenses you can claim eg cleaning your uniform/logo'd clothing, using your own car for business journeys, working from home are a few. Bear in mind you will only get back 20% of the amount claimed as a basic rate taxpayer.

Perhaps if you give more details of your job/circumstances/expenses people can offer you more specific guidance....

100saving

McKneff wrote: »

You cant claim £100 back for washing your own Logo'd clothes.

i followed the steps in this thread (https://forums.moneysavingexpert.com/discussion/27967) and the steps my employer set out to get the money back from last year and it should start taking it off my monthly tax bill.

How does the working from home expenses claim work? i do sometimes do a few hours paper work from home.

Also I use my phone a lot for emails and work texting/calling ect. could i claim back part of my contract bill?

Skint_yet_Again

McKneff wrote: »

You've got a bit confused I;m afraid.

You cant claim £100 back for washing your own Logo'd clothes.

No idea what the amount is this year but last year it was THE TAX only on £60 so you are likely to get £12 only (ie 20%) of £60.

Your tax code will be changed this year to reflect the £12 ish for this year.

There isn't any othe way to cut your tax down apart from putting money into a pension, unfortunately we all pay 20% tax so you are stuck with it, same as the rest of us.

McKneff - the amount of expenses depends on the profession eg airline pilots can claim £850 pa police £140

http://www.hmrc.gov.uk/manuals/eimanual/eim32712.htm

... but agree in case of basic rate taxpayer only the amount x 20% is what will be given

Skint_yet_Again

Home working guidance here

http://www.hmrc.gov.uk/incometax/relief-household.htm

Other expenses here:

http://www.hmrc.gov.uk/incometax/tax-allow-ees.htm

Hope that helps

jem16

100saving wrote: »

i followed the steps in this thread (https://forums.moneysavingexpert.com/discussion/27967) and the steps my employer set out to get the money back from last year and it should start taking it off my monthly tax bill.

As long as you remember that the £100 you have claimed is an allowance and not what you will actually save tax-wise, which is what McKneff was trying to say.

Over the course of the tax year, the £100 allowance will save you £20 in tax so approximately £1.66 each month extra in your pay. ( assuming basic rate taxpayer)

100saving

Skint_yet_Again wrote: »

Home working guidance here

http://www.hmrc.gov.uk/incometax/relief-household.htm

Other expenses here:

http://www.hmrc.gov.uk/incometax/tax-allow-ees.htm

Hope that helps

has anyone done this and got the Full £18? am i right in thinking i can just call them and ask to get this? what type of proof do i need to give them as i am only talking maybe 3 hours a week if that.

100saving

jem16 wrote: »

As long as you remember that the £100 you have claimed is an allowance and not what you will actually save tax-wise, which is what McKneff was trying to say.

Over the course of the tax year, the £100 allowance will save you £20 in tax so approximately £1.66 each month extra in your pay. ( assuming basic rate taxpayer)

I am very confused now I thought that the £100 allowance got took off my tax bill?

So I would pay like £8 less tax a month?

McKneff

100saving wrote: »

I am very confused now I thought that the £100 allowance got took off my tax bill?

So I would pay like £8 less tax a month?

No, you would only get 20% of the £100 annually,

so £20 per year.....as Jem16 says, 1.66 per month

Thanks Jem, it was what I was trying to say.

jem16

100saving wrote: »

I am very confused now I thought that the £100 allowance got took off my tax bill?

No. The £100 and any other associated reliefs give you an extra allowance to be added on to your personal allowance. It basically means that you are able to earn another £100 before being taxed.

So I would pay like £8 less tax a month?

I'm afraid not. If you didn't have that £100 allowance, as a basic rate taxpayer, you would be paying 20% tax on that £100 so £20 is what you say in tax. As I said earlier that's about £1.66 per month - enough to pay for your washing powder.