Credit Card - just moved house

beebop28

Hi

I have just moved house 3 weeks ago and my last house i was only in for 2 years. I have a loan and a credit card - none of which are all that high and I have never missed a payment on any bills ever.

I want to switch my credit card to a 0% balance transfer and 0% on purchases but finding this really difficult - I assume becasue of my address changes. I earn a decent salary so i cant figure out the problem really?

I have checked my credit rating and it appears to be good. I just want to reduce my outgoings and see a dent in the credit card.

[Deleted User]

You'll need to wait for your address to be updated at the CRAs and electoral roll, at the very least.

beebop28

Thanks for that. I don't know how long that will take but I was also wondering if I am being refused because I have not been at my addresses for long?

It's such a nightmare. I moved house in order to be better off financially and I cant get the credit to make life a wee bit easier. maybe I will need to just stick with what I have for the time being and try again in 6 months time or something?

lee111s

I had the same issue. As soon as I got my electoral role information updated I got accepted instantly.