Can't believe it's finally ending.

Motoko_2

CONGRATULATIONS:j I'm excited for you

Looking forward to my last payment

Debtcrasher10

Congratulations Bob! That's inspirational where you have been with the debt & what you have achieved.

I'm starting a 3 year journey & hope to get to where you are sitting:D

Well Done!

[Deleted User]

I've just reached another milestone.

For the 1st time in, well, forever, come pay day, my bill paying account will be in credit by over £100. :j

Puddylove

Oh, I so want to be where you are.

Congratulations on your hard work to get there.

[Deleted User]

It wasn't easy Puddylove.

I'd been in debt all my adult life, and seriously in debt for over a decade.

It took ~ 5 years, from my LBM, to get DF.

Puddylove

It's so easy to get credit, but so hard to pay it back!

Well done.

Since around Jan this year, though, I'm working on paying off my debts, and saving for a house deposit simultaneously.

My only saving grace is that I have paid into a pension, and I've never defaulted.

It's not easy - you must feel pretty good now? :beer:

[Deleted User]

Puddylove wrote: »

It's so easy to get credit, but so hard to pay it back!

Actually, paying it back wasn't a problem, to start with.

It got a lot harder, when I obtained a couple of Credit cards.

Without them, I think I'd have been fine.

Puddylove

Bedsit_Bob wrote: »

Actually, paying it back wasn't a problem, to start with.

It got a lot harder, when I obtained a couple of Credit cards.

Without them, I think I'd have been fine.

I agree; I've got 3 credit cards, with a combined limit of £35k plus - enough to land me in trouble. I owe about £9k (vet bills) and that's enough!

thedogsmum

Bob, does this mean you'll be taking up drinking, smoking and sex, again????

Learning2Budget

Well done!! Envious of you and your achievements!