We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Au pairs and tax credits

:o Hi All,

My story is on another forum but I just wanted to ask the following two questions:

I am a single parent, working 30 hours a week.

1. Will tax credits assist with the cost of an au pair? I cannot find any other childcare for my 3 year old and in order to keep in work this is an avenue I'm looking at but can only do it if I can get some help.

2. How much do they cost? I know some are live in and some are live out au pairs - by how much does the price differ? The ex has said she can live in OUR house as he has 3 bedrooms and I only have 2 in my house. We are only 10 minutes walk apart?

I really need your thoughts and advice. Thanks.


For God knew in His great wisdom

That he couldn't be everywhere,
So he put His little Children
In a loving mother's care.

Comments

  • Bettyboop
    Bettyboop Posts: 1,343 Forumite
    Anyone....

    Pretty please : )


    For God knew in His great wisdom

    That he couldn't be everywhere,
    So he put His little Children
    In a loving mother's care.
  • TheWaltons_3
    TheWaltons_3 Posts: 1,203 Forumite
    They would have to be registered - Au Pairs are usually students or foreign girls wishing to live here.

    They will help with nanny costs. But you have to pay Tax and NI for Nannies..
  • Bettyboop
    Bettyboop Posts: 1,343 Forumite
    Thanks for that. I have found out that nannies cost £377 per week before tax and national insurance. Of that tax credits will only pay £140.00 and I cannot afford to find the remaining £160.00. Will have to continue my search for other childcare. Thanks for your help.


    For God knew in His great wisdom

    That he couldn't be everywhere,
    So he put His little Children
    In a loving mother's care.
  • TheWaltons_3
    TheWaltons_3 Posts: 1,203 Forumite
    Bettyboop wrote: »
    Thanks for that. I have found out that nannies cost £377 per week before tax and national insurance. Of that tax credits will only pay £140.00 and I cannot afford to find the remaining £160.00. Will have to continue my search for other childcare. Thanks for your help.

    OUCH!


    Paying their Tax and NI put us right off...

    Have you considered putting her in the next available nursery place, regardless of OFSTED report just for a short time... whilst getting her name on a better nurseries waiting list.. and putting her into the better nursery when a place becomes available? You wouldn't have to lose your job then.

    https://www.surestart.gov.uk or https://www.childcarelink.gov.uk

    You can inspect all Ofsted reports on a website also.

    Isn't the father helping out?
  • Irezumi_Muzan
    Irezumi_Muzan Posts: 110 Forumite
    My sister has an au pair from Hungary. She costs £50 per week (wages) plus my sister pays for her food and covers any expenses that relate to the kids (like taking them out and stuff). The au pair paid for her own flight to the UK and my sis collected her from the airport. If you want more info, I can put you in touch with either my sister or whatever company she found her au pair through. There are very strict rules concerning what au pairs can and cannot do so you would need to do all the research and double check the contract and stuff... It is a great cultutal exchange, though.
    With all of my dietary restrictions, I'm left with lipstick and water
  • mummytofour
    mummytofour Posts: 2,636 Forumite
    Childminder might be an idea? Have u looked at a nursery? as you child is over 3 you would be able to get the nursery education grant which will help lower fees.That is in addition to your child tax credits.
    Au pairs are fab, but not for full-time childcare, they only work 25-35 hrs per week.
    Debt free and plan on staying that way!!!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.