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What's the best starting APR you've got from Aqua?

Well, due to credit file issues (Equifax only, Experian & Callcredit are fine) which are currently being disputed so I can get it corrected (another story, not for this thread), the best 'travel card' that I have managed to secure is the Aqua Advance (the one that reduces the APR on well-run accounts each year for 3 years).

What is the best APR to start with that you have got?

I got mine with 34.9%, so it's a good job I'll be paying it in full every month. This means that after 3 years I'll get it down to 19.9% which isn't too bad IMO and it means I get to use it for purchases abroad without incurring an exchange fee.

Comments

  • 212
    212 Posts: 241 Forumite
    I got 44.9% on the cashback card. Applied for a advance one just to add more history to my file, and got 44.9% on that too

    19.9% abroad would be pretty good, on par with a lot of the mainstream cards. Cash is 5% higher for me - I believe Aqua charge no ATM fees/exchange charges etc, so 24.9% for cash abroad would be pretty good for you too if you don't have a better one like Clarity etc. Or just as an emergency card.
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