We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

switch from one current account more than once?

Does anyone know if there is a Max number of time you could do the switch service from one current account?

I have an old Barclays current account that i don't use i have used it once to get the FlexDirect bonus but am thinking of opening a Halifax current account for the £100 joining bonus and the £5 a month?

also is applying for 3 current accounts a good idea in the space of a month or two?
Age: 24 / London/Ireland / Salary €49,000 / 1 London BTL (8% yield) / Total savings pot £12k+
Lloyds Club CA £5,000 @4% / FD Regular Saver £3,600 @6% (12 of 12) / TSB Classic CA £2,000 @5%
Clydesdale Direct CA £1,000 @2% / Santander ISA £700 @0.5% / Premium Bonds - £100
Halifax Reward CA (£5 per month) / Santander 1|2|3 CC (cashback)

Comments

  • Drp8713
    Drp8713 Posts: 902 Forumite
    Ninth Anniversary 500 Posts
    Searches show for a year so if you want credit soon might not be a good idea.

    Maybe apply online and hit send at exacly the same time for all 3 some none of them see the other searches
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    The latest from Halifax appears to be that you must agree to closing the account that you switch from. So that would make the max number = 1.

    Not aware that any other bank has got such terms but when the new switcher service comes into force in September industry-wide, the old account gets automatically closed, apparently.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.