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Living on next to nought - is that the key?

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  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,649 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do you have wings too?


    Ay up supersaver1000 - nah, don't drink the stuff...... ;)
    Welcome and thank you for dropping in, and for your very kind comment :D Hope all is well in the South West this morn :D

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £182.09/£300 
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  • This thread moves ridiculously quickly. I don't do much cooking myself but believe I am ethnically programmed to believe that any potato related effort is worthwhile. Second only to tea, they are the must have in this house.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    Morning! The tinned potatoes - its a mea culpa from me, I'm afraid - I'd love to use baby potatoes, organic too actually, but costs and effort both dictate that tinned are the ones for me. Just as Jack wrote way back. We never had them during childhood, so I've got no bad memories of them :o they're completely different from *real* potatoes, of course :p

    Very interesting on the lemon, using the carcass - I do like the sound of that. Frightened at the idea of the gubbermint austerity cutting back the number of minutes in the day tho :rotfl::rotfl::rotfl:

    Oh, libraries: someone who used to come on here and got debt free became a library volunteer, her (branch) library is now only open 3 or 4 days a week, and is entirely run by volunteers, with one librarian with oversight. In a rich town in the south east of England. Possibly thats why its still rich, because it won't spend :eek:
    2023: the year I get to buy a car
  • satchmo1
    satchmo1 Posts: 3,238 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ooo, I'll have to look at the forum about retirement now, as I've just given up a full time job ahead of my imminent move Northwards.


    When in situ, I'll be self employed, doing "party plan" evenings to promote child-sponsorship via World Vision. Inevitably that means an erratic income.


    DH was 60 yesterday, and has stayed in a job he hated for 25 years but it generated a final salary pension, so he's reaping the rewards for perseverance.


    Don't forget, you can freeze lemons. I do that after squeezing out the juice, then I use the frozen hulls with roast vegetables, tis yummy.


    I'm constantly grateful to GP for her diary, and how it prompts ideas. Thank you GP.
    What would you get if all you got was what you were thankful for?
  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Good tip with the lemon shells - had you zested them too? Could see them sneaking in a source of fibre into the buns too - :shhh: shhh! don't the kids :rotfl:

    Greying


    no the lemons hadnt been zested just tossed aside after oh had used them for his virgin mary's and i remember i'd made a cake from a rachel allens cookbook that uses oranges steamed and blended and i thought why not try lemons-ah yes extra fibre now i have another excuse to ram more buns in my mouth tee hee.
  • I can certainly see the point of "living as if in retirement now" way of thinking. Personally, I am retired now and am in the awkward interval between my Retirement Age (when I duly retired) and my revised State Pension Age and so am having to live on about half income at present. Getting the rest of my income back cant come too soon (ie when I start receiving the State part of my pension at last).

    So, I alternate between living as if in retirement now (though I wont be any worse off once the Govt. accepts I'm retired at last:cool:) and spending as per normal (whilst worrying I might be eating into my savings a bit by doing so).

    Couldn't honestly say whether I am actually managing to "live" on the income I have at present or no. With money going out right, left and centre at a rate of knots on house renovation (for house I moved to last year) it would be quite a hassle to work out how much of my savings are going on house renovation and how much (if anything) is going on subsidising a (currently) inadequate income.

    Will try and get a handle on this and work out whats what once I've stopped spending hand over fist on the house, to see what the position is and whether I need to economise till revised SPA time or no in order to manage, if possible, on this temporarily reduced income.
  • little_sweetie - I fear you are getting too
    organickartisanmybodyisatemple for this thread...... get you with your *Californian mix*........ :rotfl::rotfl::rotfl: [pulling ya leg - Forest green with envy really!!! :D:D:D]

    Ooo, GP, you cheeky minx :p That's what it said on the packet, I didn't make it up, honest :rotfl::rotfl:Just you wait 'til I sow some more as they have fancy names too!
    Sealed Pot Challenge #012
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    SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.62
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 9 April 2014 at 6:23PM
    Ay up supersaver1000 - nah, don't drink the stuff...... ;)
    Welcome and thank you for dropping in, and for your very kind comment :D Hope all is well in the South West this morn :D

    Greying

    Ta luv :) And you're welcome. Sorry to hear about the wings :A

    Not a bad day thanks, won some lost some but hey ho I'm alive, well, with a lot to be thankful for so mustn't moan ( well not all the time anyway!) :rotfl:

    Downloaded Tom Petty's Won't Back Down on the Way into work which pretty much sums me up at the moment - am trying not to let the b**gars grind me down. Lol. :(

    Will tag along if u don't mind. :rotfl::rotfl::rotfl:
    OSWL (start 13st) by 30Jun20 6/10
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  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Our libraries our now closed on a Saturday afternoon & all day Monday.
    Boo boo boo. :mad: :mad: :mad:
    I am an avid library user~always have been & hope to be for many years to come.

    I use tinned potatoes in a vegetable fritattia.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • dreaming
    dreaming Posts: 1,227 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou wrote: »
    Our libraries our now closed on a Saturday afternoon & all day Monday.
    Boo boo boo. :mad: :mad: :mad:
    I am an avid library user~always have been & hope to be for many years to come..


    Our county's libraries open at all sorts of odd hours. Some are even open on Sundays, which is good for me as it is free parking and I can go and browse (instead of a quick 'in and out'), and some smaller ones open alternate days etc. However, a lot of cutbacks have taken place - mainly staff who have been replaced with volunteers (some of whom are great, some not so). It is a really difficult situation because if the choice for cutbacks is schools/social services or libraries then I can see that libraries are going to be the obvious selection. Difficult decisions.
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