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Living on next to nought - is that the key?
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Pounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend October 2025 £113.98/£200
Non-food spend October 2025 £9.97/£50
Bulk Fund October (month 10 of 12) £0/£35.200 -
I'm fascinated by your diary. Your posts inspire me and cheer me up no end...:beer:
Debt free 4/7/14........:beer:0 -
wannabe_credit_free wrote: »I'm fascinated by your diary. Your posts inspire me and cheer me up no end...:beer:
:jMe too !Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James0 -
And me. Thanks for all your help.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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And me too!! Long term lurker on this diary, it's the first one I look for on the diary board. Inspired by now thoughtful GP is, and have food envy looking at all the pics :j0
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Im good thank you GP, im reading your wonderful thread everyday, and loving it, still not too sure about how to comment in the right place ? Hope this is ok?0
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Good Morning :hello:
Oooh, visitors - how luverly
wannabee credit free - HELLO and welcome. What a lovely commentI'm, erm lost for words really.......
But THANK YOU
Ellidee - hello lovely, are you keeping well?
in need of direction - ay up. Hope you are grand
Maryland Cookie - HELLO and welcome too - I'm loving your user namegosh, I remember when those biccies first came out :rotfl:And again, such a kind comment. Thank you so much
kackleful - you've done it right - keep pressing those buttonsThank you for joining us - mucho appreciated
Well, you all know how to make someone's morning - THANK YOU
Last night we had a ballWell, not literally, after all, our living room ain't that big :rotfl: But we had our Bolognese - which I made with brown lentils, as I'm down to all but last of the AF lentilles verte.....
It was good, but it is interesting how it changes your perception of the dish..... It was 'chunkier' than normal, but the taste was fine. But I think if I was making it for a *special* meal for us, I'd buy the lentils verte. If I'm making it for a 'Thursday Tea', then brown lentils would suffice
:rotfl:
We then settled down to watch 'Despicable Me I' which DP had taped back in January. T'was shortie's inspirationbut also we had come across the film by accident on holiday last year (the rain curtailed our walk and we had a Sunday afternoon indoors, and knowing nothing about it, we sat and watched and laughed our socks off). As DP said, 'ooh, I wanna watch it again, to see all the jokes and puns I missed last time.' It didn't disappoint. And reminded us of our nice time on holiday. A place we're going back to this year - which makes the scrimping and saving well worth it
Half way through (it had been shown on ITV, so there were ad breaks
) we cracked into the 44p 500ml tub of Argon dars ice-cream that we'd picked up around valentines day - DP insisted we buy two if you recall
So we had a 'night at the flicks' with posh ice cream for 22p each YAY :j
Today will be a spend day, can't be avoided. Still, we're up and cracking on with various things, as we want to watch the rugger match this afternoon. I reckon England are going to get marmalised (technical term), but as long as it is a good natured, fair game, I care not who wins, but lets see some inspiring rugger
I was thinking yesterday, I wrote a couple of nights ago that I was grateful for 'how far we'd come' in 8 months since starting this diary. And I was recalling how I felt back in July. I really did think that we were sunk and that we were going to flounder on the debt rocks and never see a plus balance again!
And what's more, as you will all appreciate, it has taken time to turn around - somewhat like a tanker at sea.... And I remember that 2 months on - by September, we were still contemplating cancelling our holiday (self-catering in a static caravan), because we were struggling - and to top it off, things were breaking left right, and centre. Whilst we eventually got a new washing machine, the glass hood over the stove remains broken - but as it seems no more/no less effective than with the glass in place, then it can wait until we tidy up the kitchen, later in the year.
I suppose we kept on going because we had started. I'm nothing if not stubborn meBut also, there was no alternative. Also I got some 'wins' under my belt. I remember that I had targeted the grocery/household money, and I remember feeling great the first time that I managed to have money left over - that went into the 'key fund'. I felt I'd wrestled a little bit of control back. That led to having a little bit of confidence return and it has gone on from there.
Of course, you have all been invaluable when I've come on here 'wailing' about breakage #3 or whatever. Where would we all be without MSE. I can't really think of anyone in RL that would be so consistently supportive, coming up with ideas, suggestions or sometimes, just a hug when you need one.
It hasn't all been plain sailing, sometimes I've felt deflated and told you, sometimes I haven't...... But on the whole, I am trying to live my life as I write in this diary - taking care of the 'small stuff' and noticing the small stuff. It's developing into a good life for DP and I. We're not home and dry, but we're having fun. Thank you so much for taking the time to enjoy the fun with us.
Thanks for popping in, making me *blush* by saying nice stuff, for commenting and for joining in. I greatly appreciate it.
See y'all later.
GreyingPounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend October 2025 £113.98/£200
Non-food spend October 2025 £9.97/£50
Bulk Fund October (month 10 of 12) £0/£35.200 -
Greying_Pilgrim wrote: »I was thinking yesterday, I wrote a couple of nights ago that I was grateful for 'how far we'd come' in 8 months since starting this diary. And I was recalling how I felt back in July. I really did think that we were sunk and that we were going to flounder on the debt rocks and never see a plus balance again!
And what's more, as you will all appreciate, it has taken time to turn around - somewhat like a tanker at sea.... And I remember that 2 months on - by September, we were still contemplating cancelling our holiday (self-catering in a static caravan), because we were struggling - and to top it off, things were breaking left right, and centre. Whilst we eventually got a new washing machine, the glass hood over the stove remains broken - but as it seems no more/no less effective than with the glass in place, then it can wait until we tidy up the kitchen, later in the year.
I suppose we kept on going because we had started. I'm nothing if not stubborn meBut also, there was no alternative. Also I got some 'wins' under my belt. I remember that I had targeted the grocery/household money, and I remember feeling great the first time that I managed to have money left over - that went into the 'key fund'. I felt I'd wrestled a little bit of control back. That led to having a little bit of confidence return and it has gone on from there.
Of course, you have all been invaluable when I've come on here 'wailing' about breakage #3 or whatever. Where would we all be without MSE. I can't really think of anyone in RL that would be so consistently supportive, coming up with ideas, suggestions or sometimes, just a hug when you need one.
It hasn't all been plain sailing, sometimes I've felt deflated and told you, sometimes I haven't...... But on the whole, I am trying to live my life as I write in this diary - taking care of the 'small stuff' and noticing the small stuff. It's developing into a good life for DP and I. We're not home and dry, but we're having fun. Thank you so much for taking the time to enjoy the fun with us.
As you say, taking back a little bit of control can really turn you around, but its gradual - then, when you look back, its astonishing to see how far you've come. Love it.2023: the year I get to buy a car0 -
Not only that, but you are teaching others, and they in turn........ it IS the small stuff that matters, that is what our lives day to day, are made up of, with big stuff popping in now and then. Living in the moment has let me be appreciative of that which before I may have taken for granted, I love achieving a NSD, I love being here, You are an inspiration GP, and we all love you for it .0
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It is certainly the small stuff, that leads to the big stuff. I get an absolute kick out of saving ( always have) I have been especially frugal since i have been off so much with vertigo-but you know what, i have saved to visit granddaughter twice! I have actually spent my birthday money on me rather than household funds (anyone who knows me will be in total shock with that one) I am living each day as it comes and i love this place for past and present support.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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