Letter to NRAM?

JOB_just_over_broke

Hi, Anyone who can suggest a template letter to NRAM, we are in negative equity, going BR & the phone will not stop ringing, we have written to them, to no avail, what is the best letter to send to stave them off for the longest period of time until we can get our s--- together & move into a rental? Thanks.

fermi

How long before you go BR and move?

Telephone harassment letter?

http://forums.moneysavingexpert.com/showpost.php?p=11571485&postcount=4

Or just give everyone a mobile number and ignore/unplug the landline?

Grumpy_Shunter

What fermi say's, jjob.

I was hassled to the extent of 4-5 phone calls a day. They didn't take a blind bit of notice when I asked them to stop harassing us.

I unplugged the landline and asked all family and friends and work to contact me on my cell.

Bliss now ensues.:D

churchill33

It will get better trust me.

We got to the point of ignoring the home phone, and researching all of the telephone numbers they used and storing them in our mobile phone so we could ignore them!!

They stopped as soon as we went bankrupt.

Good luck!

JOB_just_over_broke

OK, so we stop making payments, only one month in arrears! we don't call them? how long before repo' order goes through? OR what should we tell them in a letter to lengthen the proccess? and get them off our backs!!

Thanks, you are all so great! 62 & feel like I am dying!!

tigerfeet2006

Just stop the payments and save for the deposit, rent, moving costs and BR fees. Ignore the phone and letters (unless it is urgent) and find a new place to live and move and then let them know you are out.

Have a read of Grumpy's thread on how NRAM practice https://forums.moneysavingexpert.com/discussion/4446315