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Just had an accident, advice please!
HonestJoe41
Posts: 4 Newbie
in Motoring
Hi All,
I just wanted some advice here please to make sure that what my insurance company is telling me is the right course of action.
The accident happened as follows:
I was driving down the aisle of a car park at B&Q and then pulled into a parking space. As it was a very tight space I needed to reverse out again to line up. As always I checked behind and to the sides of me and saw a car on the right of me. The car had stopped, I made eye contact with the driver and he waited for me to finish lining up the car. I then went in and reversed out again a further 2 times. This is where the accident happened. The other driver had moved forward thinking that I had finished reversing and hit the rear/right hand side of my car. We both exited our vehicles to inspect the damage (which was far worse to my car) and he immediately apologised and said he thought I had finished lining up. We swapped insurance/contact details, I took some photos of his/my car and the scene and then left.
Now as it turns out has since admitted (by text) to being a B&Q employee and that 'his friend' from the warehouse saw the whole thing and that he was stationary the whole time whilst I reversed out and into his car. Great. I fully accept that I will probably have to accept part liability here as I was reversing but I dont want this rather untruthful chap to get away scot free when he is partly in the wrong and even admitted it (wish i had recorded the voice on the iphone in hindsight). I did notice some CCTV cameras in the car park and have asked my insurance company to request the footage as it should show clearly what happened if they were pointed in the right direction/working.
What has thrown me even more here is that after explaining this whole incident to my insurer they were trying to get me to admit full liability for the accident?! They say that the onus was entirely on me to make sure the way behind me was clear. The problem is that it was clear and the other driver was waiting, there was no way I could have anticipated him suddenly driving into me the way he did.
Well I am completely confused, should I just take the hit and admit liability here or should I fight it and try and get them to get to the bottom of what really happened for a part claim?
Any help greatly appreciated!
I just wanted some advice here please to make sure that what my insurance company is telling me is the right course of action.
The accident happened as follows:
I was driving down the aisle of a car park at B&Q and then pulled into a parking space. As it was a very tight space I needed to reverse out again to line up. As always I checked behind and to the sides of me and saw a car on the right of me. The car had stopped, I made eye contact with the driver and he waited for me to finish lining up the car. I then went in and reversed out again a further 2 times. This is where the accident happened. The other driver had moved forward thinking that I had finished reversing and hit the rear/right hand side of my car. We both exited our vehicles to inspect the damage (which was far worse to my car) and he immediately apologised and said he thought I had finished lining up. We swapped insurance/contact details, I took some photos of his/my car and the scene and then left.
Now as it turns out has since admitted (by text) to being a B&Q employee and that 'his friend' from the warehouse saw the whole thing and that he was stationary the whole time whilst I reversed out and into his car. Great. I fully accept that I will probably have to accept part liability here as I was reversing but I dont want this rather untruthful chap to get away scot free when he is partly in the wrong and even admitted it (wish i had recorded the voice on the iphone in hindsight). I did notice some CCTV cameras in the car park and have asked my insurance company to request the footage as it should show clearly what happened if they were pointed in the right direction/working.
What has thrown me even more here is that after explaining this whole incident to my insurer they were trying to get me to admit full liability for the accident?! They say that the onus was entirely on me to make sure the way behind me was clear. The problem is that it was clear and the other driver was waiting, there was no way I could have anticipated him suddenly driving into me the way he did.
Well I am completely confused, should I just take the hit and admit liability here or should I fight it and try and get them to get to the bottom of what really happened for a part claim?
Any help greatly appreciated!
0
Comments
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What really happened?
You pulled out into his path. Your insurance company are correct.
You have no chance of fighting this. 100% your fault.0 -
What really happened?
You pulled out into his path. Your insurance company are correct.
You have no chance of fighting this. 100% your fault.
This I'm afraid. Your insurance company don't want the cost of fighting a claim they can't win. Are you claiming for your own car?
Would have been better to just let him past while you were doing the parking space hokey cokey.
Also, park far from the doors. It's a few extra feet to walk but at the end of the day, usually find more space.What if there was no such thing as a rhetorical question?0 -
HonestJoe41 wrote: »As it was a very tight space I needed to reverse out again to line up. As always I checked behind and to the sides of me and saw a car on the right of me. The car had stopped, I made eye contact with the driver and he waited for me to finish lining up the car. I then went in and reversed out again a further 2 times.
Reeeeeeeeeeaaaaaally?
Why didn't you just reverse in and save yourself all that hassle?
Better still, reverse into a space in the empty area of the carpark, so that if you need boot access you can get to it. Plus B&Q stores are pretty big, I don't see the extra exercise as a bad thing.“I may not agree with you, but I will defend to the death your right to make an a** of yourself.”
<><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/0 -
This is why you should reverse into spaces and not out of them.0
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Strider590 wrote: »Really?
Why didn't you just reverse in and save yourself all that hassle?
Better still, reverse into a space in the empty area of the carpark. B&Q stores are pretty big, I don't see the extra exercise as a bad thing.
Seeing as it took the Op 3 attempts to get in forwards.
I expect the shop would of closed by the time they reversed in.0 -
Sorry mate, you should have been looking while reversing, what about shoppers, you thought one side of you had stopped to let you do your manouvers but there are other obsticles too. Its a bit nasty of the other driver to change the story though but the outcome I believe would be the same - his insurance is not liable.0
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Seeing as it took the Op 3 attempts to get in forwards.
I expect the shop would of closed by the time they reversed in.
Reversing into a tight space much easier than going in nose first
“I may not agree with you, but I will defend to the death your right to make an a** of yourself.”
<><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/0 -
HonestJoe41 wrote: »They say that the onus was entirely on me to make sure the way behind me was clear.
They are correct. The only mitigation would be if the other driver clearly invited you to proceed.
In insurance lore, hitting a stationary vehicle is almost always 100% liability.0 -
Strider590 wrote: »Reversing into a tight space much easier than going in nose first
I agree for initially getting into the space. But the Op was in, then needed another 2 attempts to line the car up.
Saying that, they got to the 3rd attempt before crashing into someone.
So with this in mind
If they find parking a problem while looking forwards. I dread to think how they would be doing it in reverse using the mirrors.0 -
Cornucopia wrote: »They are correct. The only mitigation would be if the other driver clearly invited you to proceed.
In insurance lore, hitting a stationary vehicle is almost always 100% liability.
The Op said the car was moving and drove into them.
Not that that changes anything in this case.0
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