Forced to agree Credit Agreement to keep dog insured

spacey2012

Quentin wrote: »

Yes, there may be a contract in place, but the other side want to make a change (presumably at renewal)!

If the OP is unhappy with the new one being offered they don't have to accept it, but cannot force the insurer to carry on loaaning them money!

You are getting it now.....

Quentin

spacey2012 wrote: »

You are getting it now.....

Getting what?

InsideInsurance

spacey2012 wrote: »

You are getting it now.....

But you are not, a renewal is the creation of a new contract and so each party is able to vary terms and the other party can decide to accept the variation or decline to form a new contract.

rs65

socnsum1 wrote: »

I have never signed a credit agreement before and am reluctant to do so, but I am worried that I wouldn't be able to get low premiums if I switched.
Can Debenhams do this, and do I have any other options?
Am I worrying over nothing?

Their website is pretty clear on the options available


We offer you a choice of payment methods. Pay your premium in a lump sum by Direct Debit, debit card or credit card. Or, you can spread the cost of your annual pet insurance policy over the year by paying by Direct Debit (subject to status, 0% APR).