Urgent help pls. How can elderly housebound man withdraw cash from bank?

John_Pierpoint

My housebound mother just wrote to her bank (HSBC) and they sent her a form to make me a "authorised signatory" on her cheque book.

I also had power of attorney/enduring power of attorney but found that too much trouble for most occassions.

chrissy3634

My Mum wasn't able to go to the bank.
I was given a form to fill in and Mum just had to put her signature on to enable me to withdraw money for her when she needed to.
It was very easy.
Sadly Mum passed away in February

missile

John_Pierpoint wrote: »

My housebound mother just wrote to her bank (HSBC) and they sent her a form to make me a "authorised signatory" on her cheque book..

That sounds like the best option.

I would be concerned that OP could still leave themselves open to complaints from relatives later. I suggest seeing a solicitor now, whilst friend is still able to appoint you as his nominee/POA. Most solicitors will give an initial consultation for free. He may well identify other issues which you have not thought about. Like making a will to disinherit those uncaring relatives.

archieboy

Just to give you all an update. Yesterday was a busy day. I phoned the head office of my friends bank and was redirected through them to the customer services manager of the local bank. Spoke to a very helpful man who said he thought the 3rd party mandate, giving me a debit card in my name on my friends account could be done without him having to go to the bank. He suggested I call in with a specimine of my friends signature to see if it still matched up with the one they had on record but if it didn't he would come out to the house.

Spoke to the social worker who also said 3rd party mandate was probably the best way to go as long as my friends mental capacity was fine.

Also spoke to his brother who was very happy for me to take control of my friends finance as he said with being so far away he couldn't do it. I asked him if he'd be happy to write me a note stating that he is happy and he is going to do this.

Thanks again for everyones help.

greatcrested

Powerof Attorney needed.

He does not need to go to the bank - the attorney does!

Bricken

Electronic banking is very useful an account could be opened into which he transfers a set sum for you to access as cash for him.

flossy_splodge

If you get the old 'data protection' argument when trying to help your friend with things like the utilities I found that insisting on speaking to a senior manager always resolved the issue.
Had to do this with/for my father many times and always got there in the end. The junior 'call takers' simply do not have the authority to override the system.
Good luck.

alanq

davenport151 wrote: »

Age Concern is now called AgeUk. I work in a care home and occasionally we have residents who use their services. Its free as well.

You have made a common mistake. It is very confusing.

Age Concerns were/are independent local charities. Many (most?) but not all were affiliated to Age Concern England (or other UK nation's equivalent). Age Concern England merged with Help The Aged to form the national charity Age UK. Not all local Age Concern charities have changed their names and affiliated to AgeUK.

~Chameleon~

rochja wrote: »

Coming at this from a different direction, what about something like the Nat West mobile banking app? You can use a mobile phone to authorise payments directly into contacts' bank accounts so you can pay for a service as you receive it. Given the disability mentioned you might have to shop for a user friendly phone or tablet with 3G. No cash. Immediate payment. I dont know if any other banks offer a service that is similar but perhaps the bank in question is NatWest?

Barclays Pingit?



PS just realised this is an old thread someone has dredged up.