Housing Benefit Query

TheWaltons_3

I am querying this as another post has made me think.

Right, apparently there are different levels of insurance Landlords have on their property's and some aren't covered for DSS tenants.

If you wanted to rent a property, and were working full time.. but claiming Tax Credits and getting a large sum of your rent paid via the Housing Benefit.... what would you be classed as?

Working or on benefits?

how would the Landlord see you - would he be prepared to still Let to someone in this situation?

Scarlett1

I would say working, cause working full time would bring minimal or even nil housing benefit, but then someone could lose their job and then be on full benefits

TheWaltons_3

Scarlett1 wrote: »

I would say working, cause working full time would bring minimal or even nil housing benefit, but then someone could lose their job and then be on full benefits

According to the online calculator, the entitlement to HB would be £80 a week.

Scarlett1

TheWaltons wrote: »

According to the online calculator, the entitlement to HB would be £80 a week.

it would depend on how much the rent was and if it was suitable for that type of property in that area, I live south east and just had a back to work calculation done on a 20 hours week job earning minimum wage and my housing benefit worked out to £60 per week so cant see someone getting £80 per week and working full time

TheWaltons_3

Scarlett1 wrote: »

it would depend on how much the rent was and if it was suitable for that type of property in that area, I live south east and just had a back to work calculation done on a 20 hours week job earning minimum wage and my housing benefit worked out to £60 per week so cant see someone getting £80 per week and working full time

Working 32 hours on Minimum Wage lone parent with 4 children.

minimadtrix

I'm now using the old grey matter to try to recollect, but I think that when you take out landlord insurance on a property you want to let, the questions put to you are is the tenant a) working b) unemployed c) single parent and so on. You are not asked if someone is on benefits.

If you are therefore working 32 hours, you are classed as working, however, you may also be classed as a single parent - it all depends on the insurers wording!