Credit cards - who owns who - balance transfers

izools

horngkai wrote: »

Anyone know which company is best for giving out big BT limit? I already have a barclaycard (gave me £11k last time), any other card give out around £10k limit?

Credit limits tend to be based on a combination of your income, your level of debt, and your level of available credit, rather than the card provider.

Having said that Barclaycard and also MBNA are quite good with their limits, although MBNA are quite strict.

Wilko57 wrote: »

Is not Aqua completely operated by HBOS?
I got a call from Halifax with regard to my PPI compensation claim with Aqua?

They used to be yes but they operate independently now.

It may be that the PPI your claiming back was at the time provided by HBOS as that's who operated the card until recently.

Tixy

Debenhams cc are santander
MBNA - AA and various football club cards
Saga is AIB, but I don't know if AIB offer any other cards?
Sygma is part of creation.

horngkai

izools wrote: »

Credit limits tend to be based on a combination of your income, your level of debt, and your level of available credit, rather than the card provider.

Having said that Barclaycard and also MBNA are quite good with their limits, although MBNA are quite strict.

I appreciate this. Barclaycard was willing to give me a big enough credit suggesting that banks are happy to give me such limit. Just needed to know who else will be happy to do so.

MBNA, does that include Fluid as that seems to be offering a long 0% deal currently. Or the big limit is generally when you apply through MBNA themselves?

Tixy

horngkai wrote: »

MBNA, does that include Fluid as that seems to be offering a long 0% deal currently. Or the big limit is generally when you apply through MBNA themselves?

Don't know about fluid. But Virgin (from MBNA) have the same length 0% and they always seem to be pretty generous with limits if they accept you.

izools

Tixy wrote: »

Debenhams cc are santander
MBNA - AA and various football club cards
Saga is AIB, but I don't know if AIB offer any other cards?
Sygma is part of creation.

Thanks man, all updated

matty747

Tixy wrote: »

Don't know about fluid. But Virgin (from MBNA) have the same length 0% and they always seem to be pretty generous with limits if they accept you.

I have a fluid card, its pretty much identical to any other MBNA card account and the limit they gave was very high.

vns

Hi, please add in a key for EX EQ... and possibly links to their sites, others may find it more helpful