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other peoples debt affecting me?
rachaeljones
Posts: 1 Newbie
first post so be gentle 
we moved into out house sept 2010, we have a mortgage on it (not sure if thats relevant) For about 6 months after moving in we would come home from work to find letters from bailif companies for the previous owner ' returning tomorrow to remove belingings' and what not. A couple of times they where from the council, non payment of council tax years before, who would know we live here, we pay council tax?!
We thought it was dealt with but over the last few months we have had next directory statements, final demands for payment ect arriving ( i have called Next 5 times about this and they still send letters here!) And also Capital one credit card statements for him & hos partner! these companies dont seem bothered when I call but im stressing this is going to affect our credit in some way, regarding the mortgage?
He has a £8000 debt just passed from Barclays to MK somebody, paperwork arrived this morning, and she has a £16000 loan woth samtander, would a loan that big be secured on tge house??
sorry iv rambled any advice would be greatfully received
we moved into out house sept 2010, we have a mortgage on it (not sure if thats relevant) For about 6 months after moving in we would come home from work to find letters from bailif companies for the previous owner ' returning tomorrow to remove belingings' and what not. A couple of times they where from the council, non payment of council tax years before, who would know we live here, we pay council tax?!
We thought it was dealt with but over the last few months we have had next directory statements, final demands for payment ect arriving ( i have called Next 5 times about this and they still send letters here!) And also Capital one credit card statements for him & hos partner! these companies dont seem bothered when I call but im stressing this is going to affect our credit in some way, regarding the mortgage?
He has a £8000 debt just passed from Barclays to MK somebody, paperwork arrived this morning, and she has a £16000 loan woth samtander, would a loan that big be secured on tge house??
sorry iv rambled any advice would be greatfully received
0
Comments
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It won't affect your credit.
No it won't be secured.0
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