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My Credit File & How It Stands Now - Any Input Or Advice
ticmike
Posts: 86 Forumite
Just after a bit of input or advice regards my credit file/score.
In the past ive racked up debts to the sum of 22.5k and last October i ended up in a debt management plan.
Well luckily for me around 3 weeks ago i came into some money were i was able to pay all my debts off, so basically i have zero debt now, other than the usual house hold bills (mortgage, gas/electric,mobile phones,gym,council tax etc..) but my credit file still shows all the debt as still outstanding and unpaid, when this is not the case.
How long would this usually take to start showing settled?
Its really annoying me now that its still showing as outstanding when this is not the case.
In the past ive racked up debts to the sum of 22.5k and last October i ended up in a debt management plan.
Well luckily for me around 3 weeks ago i came into some money were i was able to pay all my debts off, so basically i have zero debt now, other than the usual house hold bills (mortgage, gas/electric,mobile phones,gym,council tax etc..) but my credit file still shows all the debt as still outstanding and unpaid, when this is not the case.
How long would this usually take to start showing settled?
Its really annoying me now that its still showing as outstanding when this is not the case.
Wins this year.
Jan 08: £100 clothes Voucher
:beer:
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Comments
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6-8 weeks it should show as closed and settled with £NIL balances.
If not, you'll need to start writing to the creditors concerned raising disputes.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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