Anyone got a Co-op Cashminder Account?

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  • Fedz
    Fedz Posts: 1,096 Forumite
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    What you got against the Halifax ;)

    The only 2 (I know of) that use Electron debit card facility are:
    Halifax (Easycash)
    Co-op (Cashminder)

    You can have Solo debit card (I have one):
    Natwest (Step)

    The debit card is Solo (for UK) and Maestro and Cirrus (abroad) I use it everywhere (on-line and the high-street) with no problem :)

    You get branch, telephone and internet banking.

    (You also get local branch sort code. Co-op gives you the generic main Manchester sort code).

    Hope this helps.
    Proudly Banking & Saving With:
    The Co-operative Bank.
    Castle & Minster Credit Union.
    Yorkshire Building Society.
  • daverave
    daverave Posts: 103 Forumite
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    If you have a Clydesdale Bank or Yorkshire Bank branch nearby then you could apply for the Readycash Account. The account can be opened by just about anyone as long as you don't have a history of fraud or been declared bankrupt. There is no credit check and the account comes with a Maestro debit card which is more widely accepted than Visa Electron. I had previously been declined for the CO-OP Cashminder account and Natwest Step Account but was offered the Readycash Account with the Clydesdale with no problems at all.
  • jsmith9156
    jsmith9156 Posts: 267 Forumite
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    Well 13 days later and I now have a Cashminder account, The card arrived this morning :)


    The other James

    IVA Payments Coutdown -
    IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
  • Fedz
    Fedz Posts: 1,096 Forumite
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    I got a new one too this morning.

    I see they're using the new'ish Visa logo and also done away with the big, blue Electron logo :D

    They still don't reflect pending transactions in your available balance via internet banking - if only they'd fix that, they'd be worth using.
    Proudly Banking & Saving With:
    The Co-operative Bank.
    Castle & Minster Credit Union.
    Yorkshire Building Society.
  • jsmith9156
    jsmith9156 Posts: 267 Forumite
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    Fedz wrote: »
    I got a new one too this morning.

    I see they're using the new'ish Visa logo and also done away with the big, blue Electron logo :D

    They still don't reflect pending transactions in your available balance via internet banking - if only they'd fix that, they'd be worth using.

    I really can't see why they can't! :wall:

    The other James

    IVA Payments Coutdown -
    IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
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