PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My neibours son wants to buy his council house,is this legal?

2»

Comments

  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    fawd1 wrote: »
    I didn't even bother reading the rest. this annoyed me enough. There are a HUGE HUGE amount of people looking for council homes. The fact that a council tenants son can buy their house at a discount and then make money on it makes me want to vomit, especially if they don;t live there.And it's my business because the tax me and OH have to pay mean that we can never buy whilst renting and you get to figure out the system whilst we pay for it

    Then be mad at the system.
  • C_Mababejive
    C_Mababejive Posts: 11,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Only the tenant can buy the property and no one else. After that unless things have changed,the property cannot be sold for another 3 years otherwise the discount has to be repaid. Of course the tenant could buy it with money supplied from elsewhere.
    Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
  • ash28
    ash28 Posts: 1,789 Forumite
    Mortgage-free Glee! Debt-free and Proud!
    Only the tenant can buy the property and no one else. After that unless things have changed,the property cannot be sold for another 3 years otherwise the discount has to be repaid. Of course the tenant could buy it with money supplied from elsewhere.

    You can make a joint application........but it must be with a family member (up to 3 family members) who has/have lived with you for the past 12 months.
    Joint applications

    You can make a joint application with:
    • someone who shares your tenancy
    • up to 3 family members who’ve lived with you for the past 12 months (even if they don’t share your tenancy)
    https://www.gov.uk/right-to-buy-buying-your-council-home/overview

    If you want to sell your house within 10 years the council has first refusal and you will have to pay back a proportion of the discount if you sell within 5 years. If you sell within the first year you have to pay all of the discount back.
  • gord115
    gord115 Posts: 1,077 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    arcon5 wrote: »
    Since he will be buying it, therefore the named mortgagee it's not like they can hide the fact from the council.

    Not sure how it's any of your business though

    The reason it's my business is the guy is ill ,in a wheelchair after having his legs amputated and I don't want to see him,or the only child who gives a monkeys about him (his daughter) homeless.

    I think the son is just after making a quick buck.
  • zzzLazyDaisy
    zzzLazyDaisy Posts: 12,497 Forumite
    Part of the Furniture Combo Breaker
    gord115 wrote: »
    The reason it's my business is the guy is ill ,in a wheelchair after having his legs amputated and I don't want to see him,or the only child who gives a monkeys about him (his daughter) homeless.

    I think the son is just after making a quick buck.

    It s good of you to be concerned, but unless the man has a mental impairment he is capable of making his own decisions concerning the purchase of the house. As has been said, there are rules about who can buy a house under RTB, but provided the family meet those rules there is nothing stopping them for doing this.

    Has the tenant or his daughter asked you for your help in preventing the son from funding the purchase of the house?
    I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gord115 wrote: »
    My elderly neighbour who is very ill lives in a council house with his daughter. His daughter is his carer.

    However his son, who hardly ever visits, says he will buy the house at the reduced rate offered by the council, and let his father live there.

    In 17 years I have only seen the son visit maybe a dozen times(usually when he's stuck for a babysitter)

    Can he buy the house in his dads name?

    Is it legal? How will his daughter stand if he dies?

    His dad thinks it's a great idea,but thinks that his son is the bees knees.

    The house must be in the dad's name for a certain number of years, otherwise they have to pay back the discount. He will have to agree to buy it and sign for it.

    Who provides the money is irrelevant.

    However, the house will belong to the father while it is in his name, not the son, and he can do as he wishes with it in his will. If he dies intestate while it is in his name, it will still be classed as his property and will be liable to the usual rules of intestacy.

    However, even if it remains a council house, there is no guarantee the daughter will be able to stay there once he dies.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.