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Nationwide basic bank account online acceptance

TheSmilingExecutioner
TheSmilingExecutioner Posts: 6 Forumite
in Budgeting & bank accounts
Hello all,

With regards to the those who got accepted for a Nationwide basic account, did anyone who got accepted at the end of the online process encounter any problems thereafter with acceptance?

I'll not bore anyone with my situation however I am getting rejected from all banks with regards to any current account applications & have been accepted online with Nationwide for their basic account to include a debit card. I don't have a perfect credit history due to one credit card debt which has defaults however am sceptical as to whether the forms when they are posted out will require a further credit check.

Did people just receive account details etc following acceptance and/or their card or did they have to sign agreement forms etc & provide any further ID etc? Also, how long did it take to receive any correspondance from Nationwide?

Any help on this matter would be greatly appreciated.

Kindest regards

TheSmilingExecutioner

Comments

  • kevinspearson
    kevinspearson Posts: 26 Forumite
    When i signed up online they just sent me the forms to sign i since closed and re opened a year later and same again i kow use as my main account really good services
  • 100saving
    100saving Posts: 314 Forumite
    When I applied I just [FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]received account details etc. following the online acceptance i received the debit card then the card reader then the pin numbers etc. over the space of three days about a week after i [/FONT][FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]applied. [/FONT][FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]
    [/FONT]
    [FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]I was told on the phone when i called to get my customer number that I had to sign the paper work and go into a branch to show ID but that paper work never come and I have not shown ID to anyone, yet my account is working ok and I have all online banking etc.[/FONT]
    Age: 24 / London/Ireland / Salary €49,000 / 1 London BTL (8% yield) / Total savings pot £12k+
    Lloyds Club CA £5,000 @4% / FD Regular Saver £3,600 @6% (12 of 12) / TSB Classic CA £2,000 @5%
    Clydesdale Direct CA £1,000 @2% / Santander ISA £700 @0.5% / Premium Bonds - £100
    Halifax Reward CA (£5 per month) / Santander 1|2|3 CC (cashback)
  • sexyshark
    sexyshark Posts: 298 Forumite
    the only concern I had is that the pin number arrived the same day as my card
    Sealed pot member 095 SPC No 7 £578.32
    sealed pot No 8 Target £750 TOTAL £1059.86:j
    sealed pot no 9 Target £1200 TOTAL £1073.38:cool:
    sealed pot no 10 Target £1200 TOTAL £1209
    sealed pot No 11 target £1250 total £TBC
  • 100saving
    100saving Posts: 314 Forumite
    sexyshark wrote: »
    the only concern I had is that the pin number arrived the same day as my card

    sometimes this happens. not a lot can be done to stop this. its a toss up of taking 2-3 weeks to get setup and running or get it all in a week.


    i know i would want it asap so i could get started so i pick the latter. but this only works for the first time, once you have an account and apply then get accepted it shows online that day.
    Age: 24 / London/Ireland / Salary €49,000 / 1 London BTL (8% yield) / Total savings pot £12k+
    Lloyds Club CA £5,000 @4% / FD Regular Saver £3,600 @6% (12 of 12) / TSB Classic CA £2,000 @5%
    Clydesdale Direct CA £1,000 @2% / Santander ISA £700 @0.5% / Premium Bonds - £100
    Halifax Reward CA (£5 per month) / Santander 1|2|3 CC (cashback)
This discussion has been closed.
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