Insurance - Many vehicles

some_random

I am lucky in that i have a few cars/bikes, but I can only drive/ride one at once, hence lower risk to each vehicle. Is there a way to insure me, rather than every vehicle seperately..? Or a better way..?

Loved this forum anon for years - registered my first post so be gentle(ish)

OddballJamie

Admiral do a multi car discount. Even though you only can drive one at a time there's still the risk of theft or vandalism on the other cars.

InsideInsurance

A couple of insurers do a multi car or a small personal fleet policy but these arent necessarily the cheapest. Likewise some insurers do a more general multiproduct discount.

If all the vehicles are roughly the same sort of thing then you may be lucky and find one provider is generally the cheapest for all of them so isnt too much hard work. If however you've got everything from high end luxury sports cars via middle aged run about small cars to classic motors then its unlikely that one company will be cheapest for all of them and so you may have to get separate policies or possibly just group some of the vehicles.

vikingaero

We insure on a family fleet policy throught Towergate. There are also similar policies from Pace Ward amongst others. The main advantage is that they recognise that only a few of the fleet will be driven at any one time and will extend the no claims discount to any additional and subsequent vehicles.

Generally the benefit of fleet policies is better value with a modern fleet rather than a bunch of rusty bangers.

We pay £2,600 to insure 9 cars which is about £280 per car fully comp and protected no claims. When you consider that 3 of the cars are a Mercedes E55, BMW 520d and a Mercedes A200. The rest are Euroboxes and hatchbacks. Not only that, the premium over the last 15 years has only risen by £300. When you consider that I joined the family fleet with a Golf GTi where I'd previously paid £1,400 for that insurance alone.

forgotmyname

Buy and sell a few and become a trader, But you do need to show its a working business to some degree.

Collectors insurance also. Are they modern machines or older ones?

Stooby2

If the bikes are all over ten years old you can get a classic policy through Carol Nash. I've got three bikes on my fully comp policy, £180 all in.

Poppy9

My OH had a 6 wheel policy with Carol Nash for his motorbike and car. When he was due to renew this year the lowest they could go was £450 FC/PNCD etc.

I told him to try Frizzell/Liverpool Vic who I insure my car through. He has separate policies but it's £280 for both car and bike so in theory he could drive both at the same time :rotfl::rotfl: