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12% FIXED on investment..?

1246

Comments

  • simon3x3
    simon3x3 Posts: 26 Forumite
    dunstonh wrote: »
    Unregulated schemes are generally high risk and lack consumer protection. A high proportion (compared to regulated schemes) go on to fail or turn out to be dodgy. Guaranteed does not mean guaranteed in the unregulated investment world. Why do you get 12-20% guaranteed when base rate borrowing is so cheap and they could keep all the profits for themselves.

    I agree, investments need to be looked into to see the risk involved and it is up to the investor to look into the contracts and potential risks that may be involved, if dealing with property investments and possibly the investor has already had past investments in property they will know the risks

    having investments made against property in your name helps as you know there is an exit strategy but for some people they would probably need more assurance so they need to be knowledgeable regarding property investments or maybe get advice from someone who is
  • simon3x3
    simon3x3 Posts: 26 Forumite
    le_loup wrote: »
    Would you like to explain why you are so insistent on posting favourable comments here?
    Tell us about your bank or electricity suppliers and why you are such a satisfied customer of them.

    because you probably have the same energy provider or past experience with them so i don't need to tell you about them however not many people have had experience with these types of investments as you can tell by a person asking if anyone has had any experience or dealings with a company like this

    does that answer your question
  • simon3x3
    simon3x3 Posts: 26 Forumite
    sorcerer wrote: »
    People who just sit back and let others trash talk a company are not helping the people who are asking the right questions, what would your answer be if you had invested with harewood and saw negative comments about them, would you just say oh well not my problem and walk away?



    Yes most people would not join a forum and go to all the trouble. So the only way you found the post was buy googling the company, why did u google it? Was it because you own the company and wanted to know what people were saying about you?[/QUOTE]

    As I have mentioned before I have received mse news letters for years and do look through the site as mse can prove to you if you would like you can ask them

    no i did not google it there is a search box on this site that i used as you should have noticed by now and no i do not work for them as mse can prove to you as i have already had to prove such with them to get my account opened after some people on this forum had my account closed

    thanks for that by the way
  • simon3x3
    simon3x3 Posts: 26 Forumite
    Lokolo wrote: »
    I have already told my point, we do not PROMOTE unregulated activity which is what you are doing. I made that pretty clear in my previous post.

    And I can assure you, posting your account to MSE will do you no favours, the majority of users in these boards do not agree with a lot of MSE and it is very much self ran. So you would not be doing yourself any favours.

    If Harewood were to get themselves regulated then people would more likely hear you out. However, that's unlikely to happen.

    I agree the company being regulated probably would help them
  • dunstonh
    dunstonh Posts: 117,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 7 May 2014 at 5:19PM
    simon3x3 wrote: »
    I agree the company being regulated probably would help them

    However, if the company was regulated they would not get away with saying half the things they do. The risks would need to be highlighted. Guaranteed would not be allowed to be used. The investment would be treated as very high risk in the eyes of the regulator and ombudsman. No-one would buy the investment if it complied with regulated standards and disclosure.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • simon3x3
    simon3x3 Posts: 26 Forumite
    edited 7 May 2014 at 12:46PM
    dunstonh wrote: »
    However, if the company was regulated they would not get away with saying half the things they do. The risks would not to be highlighted. Guaranteed would not be allowed to be used. The investment would be treated as very high risk in the eyes of the regulator and ombudsman. No-one would buy the investment if it complied with regulated standards and disclosure.

    The guaranteed investment is tied against existing property and is the only investment with that tied to it, the other investments do have risks and it is those that an investor would need to look into

    I think people have seen the guaranteed statement and assumed its all of the investments that have that backing, in my experience it was only the one type of investment as i knew it was in property existing and I know the returns on property so an investor would also have to know about the potential returns of a property when sold before they invest, maybe get info from people in property before hand
  • le_loup
    le_loup Posts: 4,047 Forumite
    Cor, you really are flogging this horse. Give it a rest.
    Unregulated investments are not good for most users of this site.
    Why you are pushing this so hard beats me.


    (If not the horse!)
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    edited 7 May 2014 at 6:27PM
    simon3x3 wrote: »

    also another reason why no body probably posts here is as i said before that any positive remarks on this site seem to get banned or marked as spam

    That is just plain and utter nonsense since there are hundreds, if not thousands, of positive remarks about reputable (and regulated) companies for which the posters have not been banned, nor have their posts been marked as spam. Making up stories doesn't enhance your reputation and credibility

    Also, how does having received the MSE newsletter since before 2008 make you a person whose opinion about investments any MSE forum reader should value? As you will know as an avid MSE newsletter reader, the newsletter has, since before 2008, contained next to nothing about investments. Even if it had, how does you having read something prove you are credible? And are you seriously suggesting that in over six years you have found nothing, absolutely nothing, to comment on / to suggest / to ask about investments, or anything else MSE covers? I am sorry, but no MSE forum user apart perhaps from yourself will trust anything you say.
  • jimjames
    jimjames Posts: 17,933 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    simon3x3 wrote: »
    As I have mentioned before I have received mse news letters for years and do look through the site as mse can prove to you if you would like you can ask them

    no i did not google it there is a search box on this site that i used as you should have noticed by now and no i do not work for them as mse can prove to you as i have already had to prove such with them to get my account opened after some people on this forum had my account closed

    thanks for that by the way

    It doesn't really matter whether it was google or search on the site. The fact is you still came to the site to search for a company name associated with dodgy investment returns.

    It still doesn't make sense why anyone would randomly decide to google a company name purely on the basis of receiving emails from a site for years and then create an account to post on the forum UNLESS they were linked to that company.

    If you are real why have you never posted on any other subject? Your behaviour since you reopened this thread has only confirmed any thoughts - the only posts you have ever made have been on this company. That isn't the normal behaviour of someone unconnected who is passing on reviews or comments on a money saving forum.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • simon3x3
    simon3x3 Posts: 26 Forumite
    le_loup wrote: »
    Cor, you really are flogging this horse. Give it a rest.
    Unregulated investments are not good for most users of this site.
    Why you are pushing this so hard beats me.


    (If not the horse!)

    That would be because i got banned over my opinion, thought i would let you know just in case you did not bother to read my previous comments but post here anyway
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