saving for a house/flat advice and help needed

double_mummy

do you get paid weekly/monthly/ fortnightly?

if weekly could you keep 3 weeks money and put one weeks into savings? or if you are really hardcore saving put 2 or 3 weeks into the bank and live off of the other weeks

if monthly take off your essential expenses and then pay 75 or 50% of the money left into savings

how much of a deposit would you need to get together? also look at other jobs as regular pay would be better looked upon by the mortgage company

Spendless

After deducting what you have to pay out each month. Put a % in house savings and the remainder for unexpected expenses and the occassional 'splurge' money.

zippychick

I've moved this to our budgeting/banking board for you

Good luck with it all

Zip

Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere (please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="forumteam@moneysavingexpert.com"]forumteam@moneysavingexpert.com[/EMAIL].

grumbler

charleybear wrote: »

£10 pc world insurance

£10 p.w.:eek: insurance for what?!
My car&home&content insurances together cost me much less.

nuks

@grumbler: he probably meant PC World insurance

http://www.pcworld.co.uk/gbuk/care-plans-laptops-135-commercial.html

100saving

the question is how much is the laptop worth? if your paying £120 a year is it worth it? i would say the laptop needs to be worth over £500-£600 otherwise its not worth the £120 a year or £240 over two years which most policy's are.

ditch this and you could save this money and take the risk if anything happens that costs a large amount you just buy a new laptop. Also how old is the laptop if under a year you are wasting money as they cover it for the first year.

grumbler

3-year SquareTrade extended warranty with accidental damage protection cost just £70 in total for £350-400 items (£90 for £500-600).