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Credit fraud

Nicwilson07
Nicwilson07 Posts: 1 Newbie
in Credit file & ratings
Hi, I recently checked my online Noodle account and under recent searches it said that recently tesco loans searched me but under my previous address that I lived in with my ex. I have not made any loan applications or anything as I'm trying to get a mortgage, does this mean he us apply for credit in my name??? If so what do I do????? If I go round and have it out with him he'll deny it as he is the biggest lier going but need it sorting if its going to keep happening.

Thanks

Comments

  • rizla_king
    rizla_king Posts: 2,895 Forumite
    Dispute the searches with the CRA and Tesco saying it wasn't you who applied. Could be worth registering with CIFAS.
    Still rolling rolling rolling...... :) <
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  • Tixy
    Tixy Posts: 31,455 Forumite
    Does it say it is a credit application search? Is your ex showing as a financial associate on your credit file? If so it could be a financial associate search.

    If he is and if you no longer have any joint credit accounts then make sure you file a notice of disassociation from him with each of the 3 credit reference agencies.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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