We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Outstanding Amounts

ladeda
ladeda Posts: 10 Forumite
in Credit file & ratings
Hi,

Can anyone tell me if the balances that are listed on the credit report are actually what i owe against my debts?

I have a DMP that has been going a 3 years, and the figures that they are using are more than what are on recent experian and equifax credit reports that i obtained.

I know that the creditors should write to me annually, but for some of them, i know for sure that i havent received any statements, and i am a bit reluctant to contact them in case i rock the boat so to speak.

Thanks

Ladeda

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Not necessarily.

    If you are on a DMP then requesting a statement shouldb't rock the boat. Would your DMP provider request a statement or a balance on your behalf from each creditor?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture