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Outstanding Amounts

ladeda
ladeda Posts: 10 Forumite
in Credit file & ratings
Hi,

Can anyone tell me if the balances that are listed on the credit report are actually what i owe against my debts?

I have a DMP that has been going a 3 years, and the figures that they are using are more than what are on recent experian and equifax credit reports that i obtained.

I know that the creditors should write to me annually, but for some of them, i know for sure that i havent received any statements, and i am a bit reluctant to contact them in case i rock the boat so to speak.

Thanks

Ladeda

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Not necessarily.

    If you are on a DMP then requesting a statement shouldb't rock the boat. Would your DMP provider request a statement or a balance on your behalf from each creditor?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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