why do car quotes keep changing?

adz

does anybody know why car quotes keep changing over as matter of a couple of days. i been looking at car insurance and the prices kep varying. for example with kwit-fit i had a quote for 860 on last week and now its 937, but all the details are exactly the same. came somebody explain this to me please?

also im just wondering if a get a quote online and save it but the price change the next couple of days after, will i still be entitled to apply for insurance under that quote? any advice would be hugely appreciated, thanks

brazilianwax

Rating changes usually happen on the 1st of the month.


Your quoted price should be valid for a certain amount of time - 14 days/a month/2 months etc.

should tell you when it gives you the quote.

anniecave

what I did was apply for one quote - make sure it's saved
then went back to the website a couple of weeks later, and did a NEW quote, and it spat out a new figure, so I then had two quotes saved. Not sure whether that works for all websites, but it worked for the two I was looking at

I found the figures varied a lot over a two month period. I started early as some websites give quotes that are valid for 60 days - and the prices did seem to go up as time went on - I think on the same website I had four different quotes varying from £455 to £625 for the same cover. That website was obviously updating information more often than once a month.

I presume you've done a search with confused and the other search sites listed on Martin's article?

I went with elephant.co.uk in the end, and I'm not sure that was on any of the search companies listed on Martin's article. It's owned by the same company as Diamond, and gave similar price quotes. I saw it via Rpoints, when I was looking for cashback deals, and just tried it to see. The cashback hasn't tracked yet, but it's early days yet.... !

anniecave

if you have more than one quote saved then obviously you can just buy the cheapest.

If you go into a quote and alter the details and it updates, then you can't go back to what it was before, but in my experience if I altered something (like for example the excess) then altered it back, it went back to the original price. So it was obviously a static price and was working the alterations around a base price.