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Santander 123 - alternative to ISA?
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Yes - I got it just for the savings rate....
but the cashback on utilities is good too (more than covers their £2/mon fee), plus by a stroke of luck I have a santander mortgage...0 -
Do you mind if I ask
Where would I gain more interest on 25k, I'm searching all over the net and can't find much
123 is max £20K. Though you can probably have 2 of them.
For £25K, you could get more in several Lloyds/BOS Vantage accounts since they don't have a monthly charge but the same headline rate as the 123. A lot depends how much you could get in cashback in the 123. Mind you, it's only a few quid difference....0 -
Or compromise with one 123 account and one Lloyds / BOS vantage. (Interest only on 5k in vantage account.)0
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