We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

capital one, what next?

I currently have a CC with Capital One. When have, say, a year's worth of good credit, where should I look to next?
I have a Capital One Classic card so I can rebuld my credit. What should I do when I don't need Capital One any more?
Thanks

Comments

  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Try your own bank first.

    CK
    💙💛 💔
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Carry on using it.

    Switch to a different card.

    Don't just stop using it without a replacement card to go to.
  • Medstudent
    Medstudent Posts: 61 Forumite
    Eighth Anniversary Combo Breaker Home Insurance Hacker!
    Are you still a student? Read the T&C like a hawk as many cards won't take students. As I found out wasting an application for the amazon card. At least they admitted my credit was fine, they just don't accept students so I was barred for that reason!

    The other thing might be to apply for their poor credit history cashback card if you know you will pay it back in full. No point having a 'good' credit rating card which doesn't reward you when you can get one that can.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.