📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Terrible Cap1 offer

Options
2»

Comments

  • You-kip
    You-kip Posts: 499 Forumite
    opinions4u wrote: »
    I've banked several thousand pounds in cash back over the years. Pay for everything on the card. Clear the balance in full. Be better off.

    Several Thousands really??
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    You-kip wrote: »
    Several Thousands really??
    £20k a year spend typically bags a couple of hundred. Been using cash back cards over 20 years.

    Had a few years with a matched betting habit before fees got in the way - bagged lots then!
  • Gizmo247
    Gizmo247 Posts: 492 Forumite
    Eighth Anniversary 100 Posts Name Dropper Mortgage-free Glee!
    I find that having a catch all cash-back card (e.g. 0.5% on everything) works really well with cards like the Santander 123 CC. So by putting the right payment to the right card maximizes the cash back return. Turns the Santander 123 into 0.5123.
    MFiT-T3 #149: {Q4/14} (£46,447)-->(£0) ~ +£46,447=100%
    Mortgage Free: 1st October 2014 :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.