Neighbour Dispute - damaging MY property

moneyistooshorttomention

As the damage is nothing to do with you (ie the neighbours fault) - then would your insurance company help out here at all?

I wonder about the possibility of sending your neighbour an official letter requesting that you need the repairs done to his property in order to protect your property? I believe its the case that if he still didn't do these repairs and his house continued to damage your house that his insurance company would then have to pick up the bill for damage to your house? (of course that rather depends on whether he has insurance cover of course or whether he might, at that point, decide to move out of a house it looks as if he cant afford to live in and buy himself somewhere cheaper - and, at that point, you get a new neighbour who might then get on and do the work).

Worth seeing if there is someone knowledgeable at your insurance company you can talk to about this perhaps and see what they think? Worth having a quick talk with your solicitor and seeing what they think? When I had a similar problem I rang my solicitors and was very lucky to get a bit of free advice over the phone about what they thought. However, if need be, then an hour appointment with your solicitor wouldn't cost that much.

beeg0d

Alough it wont fix the root cause of the problem, if you are worried about damp/mold causing health problems i would suggest buying a good electric dehumidifyer to keep the damp from leading to mold.

Once again this wont fix the actual problem or any longer term issues with the structure but as you could bee in for a long wait for the council cogs to turn this would bee a resonable stob gap measure.

pimento

Loan the neighbour the money to have his repairs done and tell him you'll have it back (with interest) when he moves/dies.

notisis

Just a thought for you to pass on to your neighbour. Some local councils do have schemes where they are able to help homeowners i.e. pay in full or contribute to bring properties up to a certain standard. That would be roofing, bathroom, damp etc It is usually means tested in some way so for example if you are on certain benefits you are able to, pretty much automatically, get help whereas others would need to provide income details. It does vary from area to area and some schemes only have limited funds.

witchy1066

OP just go the council route, they will write to him, with details of what needs to be done and the timescale he has to do it , the letters are in no way threatening but are to the point

who cares how the neighbour pays for it , do you know for sure he isn't loaded ?
that's not your problem

perhaps he is sitting waiting for you to do the work, thus solving your problem and his , great ,

and as notisis says he may be entitled to a grant but again it is not up to you to get involved , unless you feel this neighbour is in some way "vunerable" , now that's different,


yesterday we went viewing a house , semi , guttering looked to have a problem and you could plainly see were water had been running down the wall, EA said it was nothing to worry about as it was next doors gutter , and was their responsibility, yeah right , ok ,