Roof damaged by a golf ball

WLM21

My house is near a golf course.

A few days ago, my wife heard a bang, something hitting the roof and later noticed a golf ball in the garden.

looking up, she could see no damage, but I have been away.

I returned today, so climbed up to see. Sadly one of the tiles is broken, cracked in two, but the tile is still in place, which was probably why my wife couldn't see the damage, from ground level.

Do I have to pay for the replacement ?

... or is there any way I can get the golf club to pay.

I know it's only one tile, but roofing contractors don't come cheap

thanks

googler

All golfers should have insurance to cover themselves against mishaps like this. However, it's clear that the player concerned hasn't owned up.

If the club has a booking system, they should be able to deduce which parties were on the course at the time, and may be willing to approach their members or their guests. Talk to, or write to, the club secretary. Could your wife place the time of the incident?

Is it a private club, or a municipal course?

scotnan

I think the golfer is responsible for the damage however it's going to be tricky to prove who it was seeing as no one appears to have owned up to it.

It could be that they hit a shot from so far away that they weren't aware that they had hit anything other than a tree - obviously the noise would've been louder inside the house.

Just out of curiosity was the golf course or your house there first?

CKhalvashi

scotnan wrote: »

Just out of curiosity was the golf course or your house there first?

I wouldn't have thought this would make a difference.

It's officially the Golfer's responsibility, however whether they own up is another matter.

CK

marvin

Not much help to you but this reminds me of a misprint in an advert for a house for sale that was backing onto a golf course with bullet proof triple glazing and central hating. (for those who don't notice it is meant to be central heating but is missing a letter makes it much more fun)

Sooetie

Love this post.

Did you keep the golf ball for finger prints.

Theres a good chance the Golf Club Insurance will cover this.

Even if you can't pinpoint the player from his fingerprints lol

I'd just contact the Golf Club Secretary

nickj_2

the club should be covered by their public liability insurance

DirectDebacle

You have no proof, only circumstantial evidence. Your wife hears a noise and some time later finds a golf ball in your garden. Several days later you find a cracked roof tile.

When did you last check your roof? The damage could have been caused anytime between then and now.

How do you know the golf ball came from the golf course at the end of your garden. Isn't it possible a bird of prey picked it up from a different golf course and dropped it on your roof?

If you sent the ball and roof tile for forensic examination and traces of one were found on the other it still wouldn't prove the ball came from the golf course.

All very tenuous. Do you have accidental damage cover on your buildings insurance?

27col

You cannot possibly say for sure that your roof was damaged by a golf ball. All you have is a series of unconnected occurrences that point to what might have happened. Still, probably worth a call to the golf club on the off chance.

scotnan

CKhalvashi wrote: »

I wouldn't have thought this would make a difference.
CK

A difference to what??
It has no bearing on the outcome, I was just curious , that's why I wrote out of curiousity