Car park scrape - where do I stand legally?

Retrogamer

smjxm09 wrote: »

It would be worth pointing out that even if the other party was not at fault his premium would still go up even it it was protected.

That depends on the insurance company. Not all will "load" a policy due to a non fault claim, only some.

paddedjohn

Retrogamer wrote: »

That depends on the insurance company. Not all will "load" a policy due to a non fault claim, only some.

Hence post #7;)

Strider590

JoCornet wrote: »

The car in the next space was close but not illegal

I'm sorry, I have to ask........ Do you think that not parking correctly is "illegal"?

It's not a bad thing, I wish more people thought that! :rotfl:
So many people drive about with their own set of driving rules (the "my way code"), that I do wonder why so many fail to park in one parking space.

OddballJamie

Makes me wonder if the OP would be blaming the other driver if they had parked their car slightly on the dividing line.

maninthestreet

I'm just wondering what the OP meant by the following:

"The car in the next space was close but not illegal"

50Twuncle

Don't forget a HIRE car for the unfortunate "totally innocent" third party for the time that his car is in the body shop being repaired....
Plus any future problems with rust that could be attributed to this "collision"..
I would say "bite the bullet" - do it properly through your insurers - it may cost you money, but will allow you to sleep at night
Learn from your mistakes - we all make them at some point in our lives !!

50Twuncle

Retrogamer wrote: »

That depends on the insurance company. Not all will "load" a policy due to a non fault claim, only some.

IMPORTANT POINT :
This was NOT a "NON-FAULT" claim
The OP has already accepted responsibility - hence faces the full wrath of the law - be that a slapped wrist, or my favourite TAR & FEATHERING !!
(......If only)

JoCornet

Thanks everyone for your advice. Just to set the record straight - I fully accept responsibility and I intend to behave in a fair way. I was just hoping to clarify the legal situation, that's all. There's no need to criticise my parking, driving or any of that - I am aware that the fault is mine, and was simply providing the context that the parking space was very tight. In retrospect I should have waited for the other driver to move out first. I now intend to wait for the other driver to contact me, and I shall either settle the damage in cash or hand it over to my insurer, depending on the cost of the damage (which is really minimal).

OddballJamie

Any chance you could clarify what you meant by illegal?

Alter_ego

Jo, I don't think you have the option to wait. If you hand it to your insurer after (say) a couple of weeks they are probably going to ask why the accident was not reported to them like the policy conditions say.