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Will banks advise on a loan based on credit report rather than a full check
Poorcouple
Posts: 45 Forumite
Hi all,
Anyone know if its possible to take a copy of your credit report to a financial institution and get them to look it over and make an assessment of your affairs to check eligibility for a loan...before they put it on the system and cause a permanent scar on your file?
If that makes sense?
Anyone know if its possible to take a copy of your credit report to a financial institution and get them to look it over and make an assessment of your affairs to check eligibility for a loan...before they put it on the system and cause a permanent scar on your file?
If that makes sense?
0
Comments
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No its not. Or at least not to get a reliable indication.
Staff in branch would not be capable of such an assessment.
Your best option would be to consider applying for a loan with one of the few places that does a soft search on your file (such as nationwide).A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
As above. Also its all computer generated these days where the computer says Yes/No.0
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