Son keeps getting payday loans using my address.

paddedjohn

OP, you keep moaning that your son is getting loans in YOUR address, surely its his address too whilst hes living there.

ch3101

You could let bailiffs come and take all of his stuff, hi bed, mattress, carpet, clothes...

I'm sure he'd move out after that

poppasmurf_bewdley

I do have sympathy with your problems.

Firstly, I think you need to sit down with your son and discuss these problems face to face. Hopefully he will understand where you are coming from.

If not, then you have to make up your mind whether to tell him to leave the property. If it is your home, or your name is on the lease, then you have the power to ask him to leave. If he does not do so, you can ask the police to escort him from the property.

As regards the post, again after you have spoken (or attempted to) to him, you can always return any mail addressed to him as 'gone away' or just 'return to sender'.

Remember what Churchill once said: "JawJaw is better than WarWar".

annie_d

I dont think it is a criminal offence to open a letter addressed to someone else. My understanding was that you can open it if it has been delivered to the correct address, rather than the name. Naturally, i could be wrong

Valli

annie_d wrote: »

I dont think it is a criminal offence to open a letter addressed to someone else. My understanding was that you can open it if it has been delivered to the correct address, rather than the name. Naturally, i could be wrong

but you're not:D

OP

Pack his bags.

Leave them on the doorstep.

Change your locks.

If you are worried about how he will react (and you feel vulnerable) then have someone in the house with you when you expect him to return.

If you feel that's a step to far stop providing home comforts. Don't do his washing, ironing, don't clean his room, don't make his meals.

bluesnake

paddedjohn wrote: »

Only illegal if intending to act to a persons detriment and without reasonable excuse.

This would be true if it was incorrectly delivered, but was correctly delivered.

**********************
Do not let bailiffs in, not even to use your loo, as they might just staty taking your stuff. Google your rights.

Put his stuff in a bag and change the locks. It is best he learns at an early age rather than expecting handouts throughout his lifetime.

jules888

bluesnake wrote: »

This would be true if it was incorrectly delivered, but was correctly delivered.

**********************
Do not let bailiffs in, not even to use your loo, as they might just staty taking your stuff. Google your rights.

Put his stuff in a bag and change the locks. It is best he learns at an early age rather than expecting handouts throughout his lifetime.

Hardly an early age if he"s in his 30s!

tonycottee

Daedalus wrote: »

Sure it is, invading one's privacy of their finances is a detriment to that person. The OP has no reasonable excuse to intercept the mail. Ergo, do not pass go.

S.84 PSA 2000

The OP does have reasonable excuse - the fear of debt collectors coming to their property.
Do you seriously think the CPS would ever take that to court?

Daedalus

tonycottee wrote: »

The OP does have reasonable excuse - the fear of debt collectors coming to their property.
Do you seriously think the CPS would ever take that to court?

They wouldn't, that has no bearing on what is and isn't law.

dktreesea

If bailiffs come around, ask them to put a business card under the door so you can see who they are without opening the door, and then call the police and report them for harassment and trespass even, if they are on your land but not leaving when you ask them to.

I've had a couple of friends whose children didn't want to move out. They both ended up moving. One couple sold the house and moved to Spain. Their son was really upset, but as they said to him, if he wanted the house so badly, he was free to raise a mortgage and buy it from them. That made me wonder if he had stayed at home somehow thinking by doing so they wouldn't be able to sell what he thought he was going to inherit.

In the case of the other couple they ended up moving, but for health reasons, to a ground floor property. They had a council home and the council said that because their son was an independent adult he would have to be rehoused separately. I think he was just scared of losing his home, but the council got him a one bedroom flat. He was just lucky to live in an area where there are plenty of highrise council flats empty.

OP, why doesn't your son want to move out and get his own place?