Defaulted account details

Poorcouple

Hi All,

I have 2 defaults on my account, the details are;

Entry Number: C9 | Account Updated to: 07/12/2008
Name - Poorcouple
Address - Poorcouples address
Date of Birth - Poorcouples DOB
Account type - Utility
Started - 22/11/2006
Default Date - 13/07/2007
Default Balance £62

And

Entry Number C1 | Account Updated to 10/05/2009
Name - Poorcouple
Address - Poorcouples address
Date of Birth - Poorcouples DOB
Account type - Electricity
Started - 15/01/2007
Default Date - 17/08/2007
Default Balance £27

Can I expect these 2 defaults to come off my account in July/August this year, or should I be concerned about the line that reads Account Updated to: 07/12/2008 and 10/05/2009?

Many thanks,

Poorcouple

P.s, I dont know where I would be without the valuable help and guidance this forum offers. You're all a credit to yourselves and humanity!!

fermi

They will come off 6 years from the default date, no matter what. The "updated" date has no effect on that.

Poorcouple

fermi wrote: »

They will come off 6 years from the default date, no matter what. The "updated" date has no effect on that.

Does that mean its a waste of time me calling them to investigate? Should I just wait until July/august and it'll be off my account?

fermi

I presume from that you don't recognise the defaults/debts? And you are not being chased for them?

If so, then your call really. They will come off your report no matter what you do.

Poorcouple

I was already on the phone to them for an hour getting NOWHERE... I've given up. Will check my report on 14/07 and see if its off.

Tixy

Poorcouple wrote: »

I was already on the phone to them for an hour getting NOWHERE... I've given up. Will check my report on 14/07 and see if its off.

Your experian report and noddle report should no longer show the record or the account or the default by the 14/07. But your equifax report will show it for a couple of weeks more. So if you a re using equifax to check you might want to wait a bit longer until you do your check.